Market Price

20.19 

-0.01 -0.1%

as of Jul 16 '19

52 Week Range:

18.20 30.10


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

TriState Capital Holdings, Inc. operates as the bank holding company for TriState Capital Bank that provides various commercial and private banking services to middle-market businesses and high-net-worth individuals in the United States. It operates in two segments, Bank and Investment Management. The company's deposit products include checking accounts, money market deposit accounts, and certificates of deposit, as well as promontory's certificate of deposit account registry services and insured cash sweep services. It also provides loans that are secured by cash, marketable securities, cash value life insurance, residential property, or other financial assets, as well as commercial and industrial loans, commercial real estate loans, personal loans, asset-based loans, acquisition financing, and letters of credit. In addition, the company offers liquidity and treasury management services, such as online balance reporting, online bill payment, remote deposit, liquidity, wire and ACH, foreign exchange, and controlled disbursement services; and equity and fixed income advisory and sub-advisory services to third party mutual funds and series trust mutual funds, as well as separately managed accounts primarily comprising ultra-high-net-worth and institutional clients that include corporations, ERISA plans, Taft-Hartley funds, municipalities, endowments, and foundations. Further, it provides cash management services; and capital market services, which comprise interest rate swaps and investment management products, as well as engages in wholesaling and marketing the investment products and services. The company offers its products and services through its main office located in Pittsburgh, Pennsylvania, as well as through its four additional representative offices in Cleveland, Ohio; Philadelphia, Pennsylvania; Edison, New Jersey; and New York, New York. TriState Capital Holdings, Inc. was incorporated in 2006 and is headquartered in Pittsburgh, Pennsylvania.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 8.63
9.55
10.12
10.57
12.48
10.08
10.95
11.42
12.08
13.20
14.86
growth rate 10.7% 6.0% 4.5% 18.1% -19.2% 8.6% 4.3% 5.8% 9.3% 12.6%
Earnings BIT -14.16
-12.30
7.65
11.96
17.51
18.58
24.54
36.14
45.38
52.93
growth rate 0.0% 100.0% 56.3% 46.4% 6.1% 32.1% 47.3% 25.6% 16.6%
Avg.PE 24.63
17.98
14.88
23.61
16.93
11.94
growth rate -27.0% -17.2% 58.7% -28.3% -29.5%
ROA -1.10
-0.80
0.90
0.31
0.47
0.59
0.62
0.73
0.79
0.87
0.97
growth rate 0.0% 100.0% -65.6% 51.6% 25.5% 5.1% 17.7% 8.2% 10.1% 11.5%
ROE -11.20
-8.80
8.70
3.55
5.50
5.53
5.32
7.12
8.45
10.25
12.60
growth rate 0.0% 100.0% -59.2% 54.9% 0.6% -3.8% 33.8% 18.7% 21.3% 22.9%
ROIC 10.30
9.92
8.12
6.23
growth rate -3.7% -18.2% -23.3%
Leverage 11.41
12.07
7.79
9.32
10.13
11.17
12.28
13.69
growth rate 5.8% -35.5% 19.6% 8.7% 10.3% 9.9% 11.5%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 4.80
5.34
6.18
6.82
6.19
7.75
7.72
7.30
growth rate 11.2% 15.7% 10.3% -9.2% 25.2% -0.4% -5.5%
Acct.Payable 11.87
12.03
14.86
2,336.95
2,689.84
3,286.78
3,987.61
5,050.46
growth rate 1.3% 23.6% 15,627.5% 15.1% 22.2% 21.3% 26.7%
Cur.Assets 133.49
126.59
164.99
250.68
307.93
growth rate -5.2% 30.3% 51.9% 22.8%
Total Assets 1,279.30
1,487.61
1,659.75
1,833.45
2,073.13
2,290.51
2,846.86
3,302.17
3,930.46
4,777.90
6,035.66
growth rate 16.3% 11.6% 10.5% 13.1% 10.5% 24.3% 16.0% 19.0% 21.6% 26.3%
Cash 400.44
393.69
376.74
105.71
96.68
103.99
156.15
189.99
growth rate -1.7% -4.3% -71.9% -8.6% 7.6% 50.2% 21.7%
Inventory 1.37
1.73
4.18
3.58
3.42
growth rate 26.3% 141.5% -14.4% -4.3%
Cur.Liabilities 2,489.23
2,941.89
3,544.14
4,349.96
5,552.79
growth rate 18.2% 20.5% 22.7% 27.7%
Liabilities 0.00
0.00
1,484.19
1,649.00
1,855.41
1,996.56
2,541.47
2,976.19
3,578.65
4,388.83
5,556.30
growth rate 11.1% 12.5% 7.6% 27.3% 17.1% 20.2% 22.6% 26.6%
LT Debt 0.00
0.00
0.00
2,011.00
2,012.00
2,013.00
35.00
34.31
34.51
34.71
404.17
growth rate 0.1% 0.1% -98.3% -2.0% 0.6% 0.6% 1,064.3%
Equity 125.88
139.30
175.56
184.45
217.72
293.95
305.39
325.98
351.81
389.07
440.89
growth rate 10.7% 26.0% 5.1% 18.0% 35.0% 3.9% 6.7% 7.9% 10.6% 13.3%
Common Shares 14.59
14.59
16.00
23.00
19.00
27.00
29.00
28.00
28.00
29.00
29.00
growth rate 0.0% 9.7% 43.8% -17.4% 42.1% 7.4% -3.5% 0.0% 3.6% 0.0%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 0.00
0.00
0.50
1.44
1.15
1.02
0.97
1.04
2.94
0.93
1.78
growth rate 188.4% -20.3% -11.5% -4.5% 6.6% 183.8% -68.4% 91.8%
Cash Dividends 0.00
0.00
1.60
1.25
1.08
0.00
2.12
2.12
2.12
2.12
growth rate -21.6% -13.6% -100.0% 0.0% 0.0% 0.0%
Cash From OA 30.20
15.24
18.30
32.55
28.35
31.69
30.11
38.21
82.70
growth rate -49.5% 20.0% 77.9% -12.9% 11.8% -5.0% 26.9% 116.4%
FCF per Share 0.91
0.97
0.94
0.82
1.26
2.40
growth rate 6.6% -3.1% -12.8% 53.7% 90.5%
Sale Purchase of Stock 0.23
21.86
66.12
0.25
0.35
2.67
1.66
growth rate 9,404.8% 202.4% -99.6% 41.2% 657.5% -37.8%
FCF 30.00
14.00
17.00
32.00
27.00
31.00
27.00
37.00
81.00
growth rate -53.3% 21.4% 88.2% -15.6% 14.8% -12.9% 37.0% 118.9%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 16.83
40.63
46.50
69.28
77.23
78.65
87.22
103.42
120.48
138.94
161.53
growth rate 141.4% 14.5% 49.0% 11.5% 1.8% 10.9% 18.6% 16.5% 15.3% 16.3%
Op.Income 7.70
7.22
10.67
12.87
28.89
37.95
43.81
54.62
67.70
growth rate -6.3% 47.9% 20.6% 124.5% 31.4% 15.5% 24.7% 24.0%
IBT -14.16
-12.30
7.65
11.96
17.51
18.58
22.90
33.38
41.69
47.47
60.37
growth rate 0.0% 100.0% 56.3% 46.5% 6.1% 23.2% 45.8% 24.9% 13.9% 27.2%
Net Income -14.16
-12.30
15.20
7.22
10.67
12.87
15.93
22.49
28.64
37.99
54.42
growth rate 0.0% 100.0% -52.5% 47.9% 20.6% 23.8% 41.2% 27.4% 32.6% 43.3%
EPS -1.25
-0.90
0.83
0.33
0.47
0.48
0.55
0.80
1.01
1.32
1.81
growth rate 0.0% 100.0% -60.2% 42.4% 2.1% 14.6% 45.5% 26.3% 30.7% 37.1%
Gross Profit 87.22
103.42
120.48
138.94
161.53
growth rate 18.6% 16.5% 15.3% 16.3%

Quarterly Statements

Item Name Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Earnings BIT 15.06
growth rate
Balance Sheet Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Acct.Receivable 7.53
7.84
8.07
7.30
7.89
growth rate 4.1% 3.0% -9.5% 8.2%
Acct.Payable 4,098.96
4,441.20
4,754.59
5,050.46
5,337.70
growth rate 8.4% 7.1% 6.2% 5.7%
Cur.Assets 236.81
266.46
294.15
307.93
368.68
growth rate 12.5% 10.4% 4.7% 19.7%
Total Assets 4,906.75
5,233.94
5,573.29
6,035.66
6,344.01
growth rate 6.7% 6.5% 8.3% 5.1%
Cash 145.03
164.37
186.54
189.99
243.91
growth rate 13.3% 13.5% 1.9% 28.4%
Inventory 3.58
3.58
3.58
3.42
3.12
growth rate 0.0% 0.0% -4.3% -8.8%
Cur.Liabilities 4,427.07
4,740.54
5,066.05
5,552.79
5,818.37
growth rate 7.1% 6.9% 9.6% 4.8%
Liabilities 4,466.52
4,780.04
5,105.67
5,556.30
5,847.45
growth rate 7.0% 6.8% 8.8% 5.2%
LT Debt 34.76
34.81
34.87
404.17
24.77
growth rate 0.1% 0.2% 1,059.2% -93.9%
Equity 401.79
415.46
429.15
440.89
458.09
growth rate 3.4% 3.3% 2.7% 3.9%
Common Shares 290.72
291.61
292.82
293.36
293.70
growth rate 0.3% 0.4% 0.2% 0.1%
Cash Flow Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Capital Expenditures 0.22
0.53
0.50
0.53
0.66
growth rate 141.6% -6.7% 6.2% 24.0%
Cash Dividends 0.76
0.76
0.68
0.68
0.68
growth rate 0.0% -10.9% 0.0% 0.0%
Cash From OA 14.88
17.53
23.15
27.14
-4.14
growth rate 17.8% 32.0% 17.3% -100.0%
Sale Purchase of Stock 0.52
0.39
growth rate -25.9%
FCF 14.66
17.00
22.65
26.61
-4.80
growth rate 15.9% 33.3% 17.5% -100.0%
Income Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Sales 37.16
40.88
41.80
41.69
43.82
growth rate 10.0% 2.3% -0.3% 5.1%
Op.Income 14.91
17.20
17.67
17.92
19.07
growth rate 15.3% 2.8% 1.4% 6.4%
IBT 13.31
15.56
16.12
15.39
17.15
growth rate 16.9% 3.6% -4.6% 11.5%
Net Income 10.40
14.59
14.31
15.12
14.56
growth rate 40.3% -1.9% 5.7% -3.7%
EPS
growth rate
Gross Profit 37.16
40.88
41.80
41.69
43.82
growth rate 10.0% 2.3% -0.3% 5.1%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

A+ (94.16)

YOY Growth Grade:

C (65.94)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 12.50 10.47 10.53
EPS / Growth 36.4% 1.93 15.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 11.9%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 11.9% 13.5% 13.5%
Future PE 10.53 16.64 16.64
Future EPS 5.93 6.81 6.81
Value Price
MOS %
15.44
-23.5%
28.03
38.8%
28.03
38.8%
MOS Price 7.72 14.02 14.02
IRT 6.64 6.38 6.38

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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