Market Price

31.74 

-0.48 -1.5%

as of Jan 22 '19

52 Week Range:

27.56 44.70


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Triumph Bancorp, Inc. operates as a financial holding company for TBK Bank, SSB that provides banking and commercial finance products and services to retail customers and small-to-mid-sized businesses in the United States. The company operates through Banking, Factoring, and Corporate segments. It offers depository products, including checking, savings, and money market accounts, as well as certificates of deposit; and commercial and industrial loans, loans to purchase capital equipment, and business loans for working capital and operational purposes. The company also provides asset-based, equipment, and premium finance loans; real estate loans to finance commercial properties; factoring services to the transportation and non-transportation sectors; agriculture loans; commercial construction, land, and land development loans; mortgage warehouse loans; residential real estate loans; and consumer loans. In addition, it offers debit cards; electronic banking, trust, and treasury management services; and insurance brokerage services. As of December 31, 2017, the company operated 10 branches in the Quad Cities Metropolitan Area of Iowa and Illinois; 7 branches in central and northwestern Illinois; 1 branch in northeastern Illinois; 32 branches in central and eastern Colorado; 2 branches in far western Kansas; and loan production offices in Portland, Oregon, Kansas City, Missouri, and Colorado Springs, Colorado, as well as 1 additional branch office in Dallas, Texas. Triumph Bancorp, Inc. is headquartered in Dallas, Texas.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Equity (BVPS) 7.80
14.11
15.20
18.08
growth rate 80.9% 7.7% 19.0%
Earnings BIT 31.90
38.76
36.49
69.56
growth rate 21.5% -5.9% 90.6%
Avg.PE 8.22
8.56
9.26
24.86
21.01
growth rate 4.1% 8.2% 168.5% -15.5%
ROA 3.34
1.49
1.24
1.81
0.91
1.15
growth rate -55.4% -16.8% 46.0% -49.7% 26.4%
ROE 19.57
13.50
9.64
11.67
7.37
10.71
growth rate -31.0% -28.6% 21.1% -36.9% 45.3%
ROIC 20.15
12.52
9.79
growth rate -37.9% -21.8%
Leverage 5.85
10.40
6.36
6.55
9.45
9.16
growth rate 77.8% -38.9% 3.0% 44.3% -3.1%
Balance Sheet Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Acct.Payable 1,165.23
1,248.95
2,015.79
2,621.35
growth rate 7.2% 61.4% 30.0%
Cur.Assets 172.60
111.80
121.41
215.00
growth rate -35.2% 8.6% 77.1%
Total Assets 301.46
1,288.24
1,447.90
1,691.31
2,641.07
3,499.03
growth rate 327.3% 12.4% 16.8% 56.2% 32.5%
Cash 60.22
277.00
160.89
105.28
114.51
134.13
growth rate 360.0% -41.9% -34.6% 8.8% 17.1%
Inventory 8.42
5.18
6.89
9.51
growth rate -38.5% 33.2% 38.0%
Cur.Liabilities 1,177.51
1,258.27
2,026.28
2,967.84
growth rate 6.9% 61.0% 46.5%
Liabilities 244.95
1,154.64
1,210.39
1,423.28
2,351.72
3,107.34
growth rate 371.4% 4.8% 17.6% 65.2% 32.1%
LT Debt 24.42
154.69
311.47
117.45
growth rate 533.4% 101.4% -62.3%
Equity 56.51
133.60
227.76
258.29
279.60
382.04
growth rate 136.4% 70.5% 13.4% 8.3% 36.6%
Common Shares 17.00
17.00
12.00
19.00
18.00
20.00
growth rate 0.0% -29.4% 58.3% -5.3% 11.1%
Cash Flow Statement Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Capital Expenditures 2.75
1.40
2.75
2.44
4.33
7.95
growth rate -49.0% 95.5% -11.2% 77.5% 83.9%
Cash Dividends 0.99
1.06
0.78
0.78
0.89
0.77
growth rate 6.8% -26.4% 0.0% 13.7% -12.7%
Cash From OA 4.30
10.87
19.68
25.30
30.98
47.27
growth rate 152.6% 81.1% 28.5% 22.5% 52.6%
FCF per Share -0.03
1.39
1.21
2.07
growth rate 100.0% -13.0% 71.1%
Sale Purchase of Stock 12.96
42.40
83.81
65.79
65.79
65.79
growth rate 227.1% 97.7% -21.5% 0.0% 0.0%
FCF 2.00
7.00
17.00
23.00
27.00
39.00
growth rate 250.0% 142.9% 35.3% 17.4% 44.4%
Income Statement Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Sales 29.61
55.64
86.75
104.30
126.62
163.85
growth rate 87.9% 55.9% 20.2% 21.4% 29.4%
Op.Income 10.08
12.56
21.51
27.75
39.20
47.84
growth rate 24.6% 71.3% 29.0% 41.3% 22.0%
IBT 5.68
15.56
30.17
37.55
33.51
61.10
growth rate 173.9% 93.9% 24.5% -10.8% 82.3%
Net Income 10.08
12.56
17.73
29.13
20.70
36.22
growth rate 24.6% 41.2% 64.3% -29.0% 75.0%
EPS 0.62
1.52
1.57
1.10
1.81
growth rate 145.2% 3.3% -29.9% 64.6%
Gross Profit 86.75
104.30
126.62
163.85
growth rate 20.2% 21.4% 29.4%

Quarterly Statements

Item Name Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Earnings BIT 17.24
17.17
18.42
growth rate -0.4% 7.3%
Balance Sheet Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Acct.Payable 2,012.55
2,621.35
2,533.50
2,624.94
3,439.05
growth rate 30.3% -3.4% 3.6% 31.0%
Cur.Assets 91.52
215.00
115.59
136.04
285.70
growth rate 134.9% -46.2% 17.7% 110.0%
Total Assets 2,906.16
3,499.03
3,405.01
3,794.63
4,537.10
growth rate 20.4% -2.7% 11.4% 19.6%
Cash 80.56
134.13
106.05
133.37
282.41
growth rate 66.5% -20.9% 25.8% 111.8%
Inventory 10.96
9.51
9.55
2.67
2.61
growth rate -13.2% 0.4% -72.0% -2.4%
Cur.Liabilities 2,387.41
2,967.84
2,865.25
3,025.45
3,752.30
growth rate 24.3% -3.5% 5.6% 24.0%
Liabilities 2,520.06
3,107.34
3,002.07
3,187.41
3,920.46
growth rate 23.3% -3.4% 6.2% 23.0%
LT Debt 111.85
117.45
117.59
117.73
117.87
growth rate 5.0% 0.1% 0.1% 0.1%
Equity 376.44
382.04
393.29
597.57
606.98
growth rate 1.5% 2.9% 51.9% 1.6%
Common Shares 0.21
0.21
0.21
0.26
0.26
growth rate 0.0% 0.0% 26.3% 0.0%
Cash Flow Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Capital Expenditures 0.69
6.56
1.18
7.23
8.07
growth rate 849.8% -82.0% 511.9% 11.7%
Cash Dividends 0.20
0.19
0.19
0.19
0.20
growth rate -0.5% -2.1% 1.6% 1.0%
Cash From OA 12.55
14.28
9.45
20.53
23.12
growth rate 13.8% -33.8% 117.2% 12.6%
Sale Purchase of Stock 65.53
192.05
192.05
192.05
growth rate 193.1% 0.0% 0.0%
FCF 11.85
7.72
8.27
13.30
15.05
growth rate -34.9% 7.1% 60.9% 13.1%
Income Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Sales 43.11
47.86
48.68
53.30
61.04
growth rate 11.0% 1.7% 9.5% 14.5%
Op.Income 16.05
18.55
15.96
18.73
15.92
growth rate 15.6% -14.0% 17.4% -15.0%
IBT 14.89
14.63
15.71
15.89
12.09
growth rate -1.7% 7.4% 1.2% -23.9%
Net Income 9.78
6.31
12.07
12.39
9.17
growth rate -35.5% 91.4% 2.6% -26.0%
Gross Profit 43.11
47.86
48.68
53.30
61.04
growth rate 11.0% 1.7% 9.5% 14.5%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

A+ (94.71)

YOY Growth Grade:

A (84.85)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 19.46 19.17 10.04
EPS / Growth 22.3% 1.66 11.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 30.7%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 11.0% 21.3% 21.3%
Future PE 10.04 24.05 24.05
Future EPS 4.70 11.45 11.45
Value Price
MOS %
11.67
-63.2%
68.06
114.4%
68.06
114.4%
MOS Price 5.83 34.03 34.03
IRT 10.19 7.60 7.60

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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