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Market Price

23.67 

-0.21 -0.9%

as of Dec 12 '18

52 Week Range:

23.61 25.75


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Prudential Financial, Inc., through its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through U.S. Individual Solutions, U.S. Workplace Solutions, Investment Management, and International Insurance divisions. The U.S. Individual Solutions division offers individual variable and fixed annuity products to the mass affluent and affluent markets. It also provides universal, term, variable, and other life insurance products to the mass middle, mass affluent, and affluent markets. The U.S. Workplace Solutions division provides recordkeeping, plan administration, actuarial advisory, tailored participant education and communication, trustee, institutional and retail investment, and brokerage services, as well as institutional investment products to the payout annuity and stable value markets. It also provides group life; long-term and short-term group disability; and group corporate-, bank-, and trust-owned life insurance to institutional clients for employee plans and affinity groups, as well as accidental death, dismemberment, other ancillary coverage, and plan administrative services. The Investment Management division offers asset management services, such as institutional portfolio and retail funds management, private lending and asset securitization, and other structured products for public and private fixed income, public equity, and real estate, as well as commercial mortgage origination and servicing, mutual funds, and other retail services. The International Insurance division provides individual and group life insurance, retirement, and related products, as well as reinsurance products. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '95 Dec '96 Dec '97 Dec '98 Dec '15 Dec '16 Dec '17
Equity (BVPS) 3.26
4.83
12.72
13.54
growth rate 48.2% 163.4% 6.5%
Earnings BIT 7,769.00
5,705.00
6,487.00
growth rate -26.6% 13.7%
Avg.PE 4.69
1.41
growth rate -33.0%
ROA 8.97
11.23
6.34
6.35
growth rate 25.2% -43.5% 0.2%
ROE 27.84
31.14
14.20
13.67
growth rate 11.9% -54.4% -3.7%
ROIC 11.73
14.55
8.28
8.23
growth rate 24.0% -43.1% -0.6%
Cur. Ratio 0.43
0.52
0.55
0.83
growth rate 20.9% 5.8% 50.9%
Quick Ratio 0.32
0.38
0.39
0.59
growth rate 18.8% 2.6% 51.3%
Leverage 3.11
2.55
2.17
2.14
growth rate -18.0% -14.9% -1.4%
Balance Sheet Dec '95 Dec '96 Dec '97 Dec '98 Dec '15 Dec '16 Dec '17
Acct.Payable 8,714.00
10,412.00
9,600.00
growth rate 19.5% -7.8%
Total Assets 757,255.00
783,962.00
831,921.00
growth rate 3.5% 6.1%
Cash 17,612.00
14,127.00
14,490.00
growth rate -19.8% 2.6%
Liabilities 715,365.00
738,099.00
777,852.00
growth rate 3.2% 5.4%
LT Debt 24,306.00
23,507.00
22,906.00
growth rate -3.3% -2.6%
Equity 41,890.00
45,863.00
54,069.00
growth rate 9.5% 17.9%
Common Shares 51.00
51.00
88.00
87.00
6.00
6.00
6.00
growth rate 0.0% 72.6% -1.1% -93.1% 0.0% 0.0%
Cash Flow Statement Dec '95 Dec '96 Dec '97 Dec '98 Dec '15 Dec '16 Dec '17
Cash Dividends 1,117.00
1,300.00
1,296.00
growth rate 16.4% -0.3%
Cash From OA 13,942.00
14,815.00
13,445.00
growth rate 6.3% -9.3%
FCF per Share 0.44
0.54
0.20
0.16
growth rate 22.7% -63.0% -20.0%
Sale Purchase of Stock -1,455.00
-1,693.00
-1,004.00
growth rate 0.0% 0.0%
FCF 23.00
29.00
18.00
14.00
growth rate 26.1% -37.9% -22.2%
Income Statement Dec '95 Dec '96 Dec '97 Dec '98 Dec '15 Dec '16 Dec '17
Sales 57,119.00
58,779.00
59,689.00
growth rate 2.9% 1.6%
Op.Income 7,769.00
5,705.00
6,487.00
growth rate -26.6% 13.7%
IBT 7,769.00
5,705.00
6,487.00
growth rate -26.6% 13.7%
Net Income 5,642.00
4,368.00
7,863.00
growth rate -22.6% 80.0%
EPS 0.92
1.23
1.09
1.78
growth rate 33.7% -11.4% 63.3%
Gross Profit 24,372.00
23,270.00
24,315.00
growth rate -4.5% 4.5%

Quarterly Statements

Item Name Mar '17 Jun '17 Sep '17 Dec '17 Mar '18
Earnings BIT 1,742.00
608.00
3,021.00
1,116.00
1,693.00
growth rate -65.1% 396.9% -63.1% 51.7%
Balance Sheet Mar '17 Jun '17 Sep '17 Dec '17 Mar '18
Acct.Payable 10,598.00
11,631.00
12,509.00
9,600.00
9,296.00
growth rate 9.8% 7.6% -23.3% -3.2%
Cur.Assets
growth rate
Total Assets 797,365.00
812,590.00
821,131.00
831,921.00
829,677.00
growth rate 1.9% 1.1% 1.3% -0.3%
Cash 13,308.00
16,605.00
14,541.00
14,490.00
15,676.00
growth rate 24.8% -12.4% -0.4% 8.2%
Inventory
growth rate
Cur.Liabilities
growth rate
Liabilities 750,581.00
764,146.00
770,758.00
777,852.00
777,847.00
growth rate 1.8% 0.9% 0.9% 0.0%
LT Debt 23,483.00
23,441.00
24,208.00
22,906.00
23,838.00
growth rate -0.2% 3.3% -5.4% 4.1%
Equity 46,784.00
48,444.00
50,373.00
54,069.00
51,830.00
growth rate 3.6% 4.0% 7.3% -4.1%
Common Shares 6.00
6.00
6.00
6.00
6.00
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Mar '17 Jun '17 Sep '17 Dec '17 Mar '18
Capital Expenditures
growth rate
Cash Dividends 329.00
324.00
323.00
320.00
388.00
growth rate -1.5% -0.3% -0.9% 21.3%
Cash From OA 1,646.00
3,055.00
4,058.00
4,684.00
2,301.00
growth rate 85.6% 32.8% 15.4% -50.9%
Sale Purchase of Stock -175.00
-276.00
-268.00
-285.00
-318.00
growth rate 0.0% 0.0% 0.0% 0.0%
FCF
growth rate
Income Statement Mar '17 Jun '17 Sep '17 Dec '17 Mar '18
Sales 13,670.00
13,441.00
16,313.00
16,265.00
13,757.00
growth rate -1.7% 21.4% -0.3% -15.4%
Op.Income 1,742.00
608.00
3,021.00
1,116.00
1,693.00
growth rate -65.1% 396.9% -63.1% 51.7%
IBT 1,742.00
608.00
3,021.00
1,116.00
1,693.00
growth rate -65.1% 396.9% -63.1% 51.7%
Net Income 1,369.00
491.00
2,238.00
3,765.00
1,363.00
growth rate -64.1% 355.8% 68.2% -63.8%
Gross Profit 6,206.00
5,029.00
7,477.00
5,603.00
5,494.00
growth rate -19.0% 48.7% -25.1% -2.0%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (34.42)

YOY Growth Grade:

D (34.84)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 1.33 1.32
EPS / Growth 17.93

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 15.8%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 15.8% 15.8% 15.8%
Future PE 0.01 0.89 10.95
Future EPS 77.41 77.41 77.41
Value Price
MOS %
0.19
-99.2%
17.03
-28.1%
209.47
785.0%
MOS Price 0.10 8.52 104.73
IRT 1.12 1.12 1.12

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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