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Market Price

25.50 

0.03 0.1%

as of Sep 19 '18

52 Week Range:

23.80 26.04


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

National General Holdings Corp., a specialty personal lines insurance holding company, provides various insurance products and services in the United States. The company operates in two segments, Property and Casualty, and Accident and Health. The Property and Casualty segment offers standard, preferred, and nonstandard automobile insurance products; and recreational vehicle (RV) insurance products that carry RV-specific endorsements comprising automatic personal effects coverage, optional replacement cost coverage, RV storage coverage, and full-time liability coverage. It also provides homeowners policies consisting of property and liability coverages for one-and two-family, and owner-occupied residences, as well as additional personal umbrella coverage to the homeowners. In addition, this segment offers small business automobile insurance products, which covers liability and physical damage caused by light-to-medium duty commercial vehicles; motorcycle insurance products for various types of motorcycles, as well as golf carts and all-terrain vehicles; and lender-placed insurance products, including fire, home, and flood products, as well as collateral protection insurance and guaranteed asset protection products for automobiles. The Accident and Health segment provides accident and non-major medical health insurance products, such as accident/AD&D coverage in the event of bodily injury or death due to accidental means; hospital indemnity; short term coverage post discharge from acute care/rehab center to the nursing home setting; and short-term medical plans. This segment also offers cancer/critical illness policies, stop loss programs for small and large employers, and basic dental and vision coverage products. In addition, it distributes life and health insurance to groups and individuals. The company was formerly known as American Capital Acquisition Corporation. National General Holdings Corp. was founded in 1939 and is headquartered in New York, New York.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

There is no data presented at this time.

Annual Statements

There is no data presented at this time.

Quarterly Statements

Item Name Sep '15 Dec '15 Mar '16 Jun '16
Earnings BIT 60.46
26.42
77.38
73.83
growth rate -56.3% 192.9% -4.6%
Balance Sheet Sep '15 Dec '15 Mar '16 Jun '16
Acct.Payable 322.53
359.67
415.79
403.65
growth rate 11.5% 15.6% -2.9%
Cur.Assets 0.00 0.00 0.00 0.00
growth rate
Total Assets 5,084.33
5,563.39
5,784.24
6,512.94
growth rate 9.4% 4.0% 12.6%
Cash 278.90
282.28
274.75
271.69
growth rate 1.2% -2.7% -1.1%
Inventory 0.00 0.00 0.00 0.00
growth rate
Cur.Liabilities 0.00 0.00 0.00 0.00
growth rate
Liabilities 3,562.61
4,049.59
4,193.14
4,836.14
growth rate 13.7% 3.5% 15.3%
LT Debt 494.30
560.71
528.71
770.68
growth rate 13.4% -5.7% 45.8%
Equity 1,521.73
1,513.80
1,591.10
1,676.80
growth rate -0.5% 5.1% 5.4%
Cash Flow Statement Sep '15 Dec '15 Mar '16 Jun '16
Capital Expenditures 5.91
13.09
4.99
9.48
growth rate 121.3% -61.9% 89.8%
Cash From OA 126.99
104.80
29.77
125.37
growth rate -17.5% -71.6% 321.2%
Sale Purchase of Stock 210.90
0.92
1.26
1.66
growth rate -99.6% 36.2% 32.1%
FCF 121.08
91.72
24.77
115.89
growth rate -24.3% -73.0% 367.8%
Income Statement Sep '15 Dec '15 Mar '16 Jun '16
Sales 590.04
810.01
775.96
846.18
growth rate 37.3% -4.2% 9.1%
Op.Income 42.41
30.58
50.16
50.34
growth rate -27.9% 64.0% 0.4%
Net Income 43.11
17.84
56.83
48.47
growth rate -58.6% 218.5% -14.7%
Gross Profit 179.04
213.34
254.01
264.95
growth rate 19.2% 19.1% 4.3%
R&D 0.00 0.00 0.00 0.00
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (0.00)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 20.53 20.35
EPS / Growth 1.25

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate:

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 0.0% 0.0% 0.0%
Future PE 0.00 0.01 0.01
Future EPS 1.25 1.25 1.25
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT 20.35 20.35 20.35

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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