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Market Price

25.65 

-0.36 -1.4%

as of Dec 14 '18

52 Week Range:

25.50 28.45


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

IBERIABANK Corporation operates as the holding company for IBERIABANK that provides commercial and retail banking products and services in the United States. It offers various commercial, consumer, mortgage, and private banking products and services; cash management services; deposit and annuity products; and brokerage services, as well as sells variable annuities. The company also provides various title insurance and loan closing services for residential and commercial customers; equity research, institutional sales and trading, and corporate finance services; and wealth management and trust advisory services to high net worth individuals, pension funds, corporations, and trusts, as well as invests in a commercial rental property and purchased tax credits. As of December 31, 2017, it operated 228 bank branch offices and 1 loan production office in Louisiana, Arkansas, Tennessee, Alabama, Texas, Florida, Georgia, and South Carolina; 24 title insurance offices in Arkansas and Louisiana; mortgage representative offices in 68 locations in 10 states; and 13 wealth management locations in 4 states. IBERIABANK Corporation was founded in 1887 and is headquartered in Lafayette, Louisiana.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Earnings BIT 152.68
218.94
288.09
317.98
growth rate 43.4% 31.6% 10.4%
Avg.PE 6.68
6.30
10.51
growth rate -5.7% 66.8%
ROA 1.02
0.75
1.94
0.50
0.49
0.60
0.48
0.71
0.80
0.86
0.53
growth rate -26.5% 158.7% -74.2% -2.0% 22.5% -20.0% 47.9% 12.7% 7.5% -38.4%
ROE 10.11
6.91
18.48
4.33
3.84
4.98
4.18
6.13
6.60
6.77
4.15
growth rate -31.7% 167.4% -76.6% -11.3% 29.7% -16.1% 46.7% 7.7% 2.6% -38.7%
Leverage 9.87
8.64
10.17
7.69
7.93
8.58
8.73
8.51
8.05
7.71
7.83
growth rate -12.5% 17.7% -24.4% 3.1% 8.2% 1.8% -2.5% -5.4% -4.2% 1.6%
Balance Sheet Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Acct.Receivable 69.63
39.88
8.62
growth rate -42.7% -53.5%
Acct.Payable 12,520.53
16,178.75
17,408.28
21,466.72
growth rate 29.2% 7.6% 23.3%
Cur.Assets 882.34
828.87
1,632.65
902.88
growth rate -6.1% 97.0% -44.7%
Total Assets 15,757.90
19,504.07
21,659.19
27,904.13
growth rate 23.8% 11.1% 28.8%
Cash 548.10
510.27
1,362.13
625.72
growth rate -6.9% 166.9% -54.1%
Inventory 53.95
34.13
21.20
26.53
growth rate -36.7% -37.9% 25.2%
Cur.Liabilities 13,397.62
16,530.37
17,947.63
22,483.17
growth rate 23.4% 8.6% 25.3%
Liabilities 13,905.76
17,005.23
18,719.50
24,207.34
growth rate 22.3% 10.1% 29.3%
LT Debt 403.25
340.45
628.95
1,495.84
growth rate -15.6% 84.7% 137.8%
Equity 1,852.15
2,422.02
2,807.60
3,564.69
growth rate 30.8% 15.9% 27.0%
Common Shares 35.26
41.14
44.80
53.87
growth rate 16.7% 8.9% 20.3%
Cash Flow Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Capital Expenditures 29.84
19.50
12.84
37.76
growth rate -34.7% -34.2% 194.1%
Cash Dividends 43.07
52.32
63.82
81.87
growth rate 21.5% 22.0% 28.3%
Cash From OA 119.36
196.70
308.09
263.65
growth rate 64.8% 56.6% -14.4%
Sale Purchase of Stock 7.97
1.92
286.14
485.15
growth rate -76.0% 14,842.1% 69.6%
FCF 67.00
42.00
-243.00
112.00
-85.00
-45.00
293.00
90.00
177.00
294.00
226.00
growth rate -37.3% -100.0% 100.0% -100.0% 0.0% 100.0% -69.3% 96.7% 66.1% -23.1%
Income Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Sales 607.61
769.98
839.31
961.81
growth rate 26.7% 9.0% 14.6%
Op.Income 155.42
231.42
315.45
327.28
growth rate 48.9% 36.3% 3.8%
IBT 141.07
206.94
271.97
292.88
growth rate 46.7% 31.4% 7.7%
Net Income 105.38
142.84
186.78
142.41
growth rate 35.6% 30.8% -23.8%
Gross Profit 607.61
769.98
839.31
961.81
growth rate 26.7% 9.0% 14.6%

Quarterly Statements

Item Name Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Earnings BIT 56.74
100.72
90.58
growth rate 77.5% -10.1%
Balance Sheet Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Acct.Receivable 9.78
8.62
growth rate -11.8%
Acct.Payable 21,334.27
21,466.72
22,971.19
23,430.46
23,193.45
growth rate 0.6% 7.0% 2.0% -1.0%
Cur.Assets 1,092.33
902.88
718.63
841.41
563.90
growth rate -17.3% -20.4% 17.1% -33.0%
Total Assets 27,976.64
27,904.13
29,472.64
30,126.16
30,118.39
growth rate -0.3% 5.6% 2.2% 0.0%
Cash 881.22
625.72
564.09
727.39
475.94
growth rate -29.0% -9.9% 29.0% -34.6%
Inventory 28.34
26.53
27.12
22.27
32.42
growth rate -6.4% 2.2% -17.9% 45.6%
Cur.Liabilities 22,886.43
22,483.17
23,903.84
24,523.28
24,478.93
growth rate -1.8% 6.3% 2.6% -0.2%
Liabilities 24,249.86
24,207.34
25,571.73
26,212.75
26,176.03
growth rate -0.2% 5.6% 2.5% -0.1%
LT Debt 1,127.58
1,495.84
1,449.30
1,438.61
1,466.81
growth rate 32.7% -3.1% -0.7% 2.0%
Equity 3,594.68
3,564.69
3,768.81
3,781.31
3,810.26
growth rate -0.8% 5.7% 0.3% 0.8%
Common Shares 53.86
53.87
56.78
56.39
56.01
growth rate 0.0% 5.4% -0.7% -0.7%
Cash Flow Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Capital Expenditures 7.52
6.24
5.80
2.51
3.27
growth rate -17.0% -7.1% -56.8% 30.5%
Cash Dividends 21.96
20.88
23.53
22.52
25.03
growth rate -4.9% 12.7% -4.3% 11.1%
Cash From OA 72.39
44.23
96.41
149.12
115.57
growth rate -38.9% 118.0% 54.7% -22.5%
Sale Purchase of Stock 0.56
0.49
-2.58
growth rate -12.0% -100.0%
FCF 64.86
37.99
90.61
146.62
112.30
growth rate -41.4% 138.5% 61.8% -23.4%
Income Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Sales 251.44
272.59
267.40
297.05
297.93
growth rate 8.4% -1.9% 11.1% 0.3%
Op.Income 54.71
98.82
93.38
118.64
144.89
growth rate 80.6% -5.5% 27.1% 22.1%
IBT 48.45
91.39
81.17
105.58
131.87
growth rate 88.6% -11.2% 30.1% 24.9%
Net Income 29.64
10.28
63.62
75.12
101.47
growth rate -65.3% 519.0% 18.1% 35.1%
Gross Profit 251.44
272.59
267.40
297.05
297.93
growth rate 8.4% -1.9% 11.1% 0.3%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (49.55)

YOY Growth Grade:

D (39.66)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 5.91 5.90
EPS / Growth 4.35

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 24.2%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 24.2% 24.2% 24.2%
Future PE 0.01 3.94 18.13
Future EPS 38.04 38.04 38.04
Value Price
MOS %
0.09
-99.6%
37.08
44.6%
170.45
564.5%
MOS Price 0.05 18.54 85.22
IRT 3.50 3.50 3.50

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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