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Market Price

98.90 

0.15 0.2%

as of Feb 15 '19

52 Week Range:

58.49 116.90


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Ellie Mae, Inc. provides cloud-based platform for the mortgage finance industry in the United States. The company provides Encompass, a proprietary software solution that combines lead management; loan origination and processing; underwriting; preparation of mortgage applications, disclosure agreements, and closing documents; loan funding and closing; compliance with regulatory and investor requirements; and enterprise management. Its platform also offers Encompass Lending Platform and Encompass Developer Connect Solution, and Encompass Data Connect; and sales and marketing solutions, such as Encompass CRM, Velocify, Encompass WebCenter, Encompass Consumer Connect, Encompass TPO WebCenter, Encompass TPO Connect, and Encompass Loan Officer Connect. In addition, the company provides loan quality and compliance solutions, including Ellie Mae Total Quality Loan Program, Encompass Compliance Service, Encompass 4506-T Service, Encompass Flood Service, and Encompass Fraud Service. Further, it offers efficient processing and closing solutions, such as Encompass Electronic Document Management, Encompass Docs, Encompass Appraisal Center, and Encompass Title & Closing Center; and integrated pricing and secondary marketing solutions, including Encompass Product and Pricing Service, Encompass Secondary Marketing, and Encompass Data and Docs Delivery. Additionally, the company provides education and training; and loan product, policy, and guideline data and analytics services under the AllRegs brand. Ellie Mae, Inc. was founded in 1997 and is headquartered in Pleasanton, California.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 0.00
2.31
2.49
3.52
6.40
7.25
8.30
9.93
18.72
21.81
growth rate 7.8% 41.4% 81.8% 13.3% 14.5% 19.6% 88.5% 16.5%
Earnings BIT -1.08
1.93
1.00
1.79
21.15
19.31
23.81
33.86
55.62
42.14
10.88
growth rate 100.0% -48.2% 79.0% 1,081.6% -8.7% 23.3% 42.2% 64.3% -24.2% -74.2%
Avg.PE 32.26
36.36
60.98
102.80
117.88
80.86
62.51
156.98
growth rate 12.7% 67.7% 68.6% 14.7% -31.4% -22.7% 151.1%
ROA -2.01
3.01
1.29
4.45
13.64
6.07
5.72
6.80
6.77
6.68
growth rate 100.0% -57.1% 245.0% 206.5% -55.5% -5.8% 18.9% -0.4% -1.3%
ROE 0.00
3.50
10.14
5.58
15.84
6.73
6.45
8.19
7.99
7.60
growth rate 189.7% -45.0% 183.9% -57.5% -4.2% 27.0% -2.4% -4.9%
ROIC 8.93
5.51
15.84
6.55
6.30
8.04
7.99
7.60
growth rate -38.3% 187.5% -58.7% -3.8% 27.6% -0.6% -4.9%
Cur. Ratio 2.38
2.27
2.48
2.34
4.69
4.74
3.33
1.93
6.05
3.91
growth rate -4.6% 9.3% -5.7% 100.4% 1.1% -29.8% -42.0% 213.5% -35.4%
Quick Ratio 2.32
2.08
1.98
2.25
4.49
4.57
3.01
1.80
5.86
3.67
growth rate -10.3% -4.8% 13.6% 99.6% 1.8% -34.1% -40.2% 225.6% -37.4%
Leverage 1.24
1.27
1.11
1.10
1.15
1.25
1.15
1.13
growth rate 2.4% -12.6% -0.9% 4.6% 8.7% -8.0% -1.7%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 3.10
2.70
4.20
8.04
10.75
12.02
25.63
28.57
40.24
44.57
43.88
growth rate -12.9% 55.6% 91.3% 33.8% 11.8% 113.1% 11.5% 40.9% 10.8% -1.6%
Acct.Payable 7.19
8.08
13.11
6.73
9.91
15.94
24.91
18.54
growth rate 12.4% 62.2% -48.7% 47.4% 60.9% 56.3% -25.6%
Cur.Assets 15.20
20.70
26.50
34.87
74.71
97.99
112.53
121.81
477.32
302.64
379.38
growth rate 36.2% 28.0% 31.6% 114.3% 31.2% 14.8% 8.3% 291.8% -36.6% 25.4%
Total Assets 52.70
57.70
63.00
99.77
185.62
229.60
290.12
364.89
751.52
831.61
911.61
growth rate 9.5% 9.2% 58.4% 86.0% 23.7% 26.4% 25.8% 106.0% 10.7% 9.6%
Cash 10.80
11.50
14.30
23.73
44.11
33.46
26.76
34.40
380.91
137.70
181.70
growth rate 6.5% 24.4% 66.0% 85.9% -24.2% -20.0% 28.6% 1,007.4% -63.9% 32.0%
Inventory 0.00 0.00 0.00 0.00 0.00
growth rate
Cur.Liabilities 6.40
9.10
10.70
14.90
15.93
19.83
33.80
63.08
78.88
77.39
82.14
growth rate 42.2% 17.6% 39.3% 6.9% 24.5% 70.5% 86.6% 25.0% -1.9% 6.1%
Liabilities 91.20
93.20
12.10
20.91
18.75
21.68
37.24
74.04
96.61
96.27
107.54
growth rate 2.2% -87.0% 72.8% -10.3% 15.6% 71.8% 98.8% 30.5% -0.4% 11.7%
LT Debt 0.00
0.10
0.00
0.00
0.00
0.18
0.44
0.69
0.09
growth rate -100.0% 153.1% 54.6% -87.6%
Equity 0.00
47.16
50.80
78.86
166.86
207.93
252.88
290.85
654.91
735.34
804.07
growth rate 7.7% 55.2% 111.6% 24.6% 21.6% 15.0% 125.2% 12.3% 9.4%
Common Shares 4.00
4.00
4.00
21.00
26.00
29.00
30.00
31.00
33.00
36.00
0.00
growth rate 0.0% 0.0% 425.0% 23.8% 11.5% 3.5% 3.3% 6.5% 9.1% -100.0%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 0.60
0.30
1.40
3.69
8.12
1.82
6.81
24.77
25.19
28.36
24.30
growth rate -50.0% 366.7% 163.4% 120.2% -77.6% 273.7% 263.5% 1.7% 12.6% -14.3%
Cash Dividends 0.00 0.00 0.00 0.00 0.00
growth rate
Cash From OA -0.18
6.50
3.30
6.37
27.75
28.96
40.60
98.62
112.90
116.22
123.67
growth rate 100.0% -49.2% 93.1% 335.6% 4.4% 40.2% 142.9% 14.5% 2.9% 6.4%
FCF per Share 0.02
0.77
0.86
0.65
1.04
0.66
0.90
growth rate 3,750.0% 11.7% -24.4% 60.0% -36.5% 36.4%
Sale Purchase of Stock 24.39
59.79
6.55
10.16
14.20
288.68
19.31
growth rate 145.2% -89.1% 55.2% 39.7% 1,933.1% -93.3%
FCF -1.00
6.00
1.90
3.00
20.00
23.00
21.00
35.00
42.00
28.00
99.37
growth rate 100.0% -68.3% 57.9% 566.7% 15.0% -8.7% 66.7% 20.0% -33.3% 254.9%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 33.60
37.70
43.20
55.49
101.85
128.48
161.54
253.94
360.29
417.04
480.27
growth rate 12.2% 14.6% 28.5% 83.5% 26.2% 25.7% 57.2% 41.9% 15.8% 15.2%
Op.Income -1.40
1.90
0.90
3.62
19.46
13.32
23.81
33.86
55.62
42.14
10.88
growth rate 100.0% -52.6% 302.2% 437.7% -31.6% 78.8% 42.2% 64.3% -24.2% -74.2%
IBT -1.10
1.90
1.00
1.79
21.15
19.43
21.61
34.48
56.61
45.39
14.80
growth rate 100.0% -47.4% 78.5% 1,084.7% -8.1% 11.2% 59.6% 64.2% -19.8% -67.4%
Net Income -1.10
1.70
0.80
3.62
19.46
13.32
14.82
22.26
37.78
52.85
22.58
growth rate 100.0% -52.9% 352.5% 437.7% -31.6% 11.3% 50.2% 69.7% 39.9% -57.3%
EPS 0.00
0.00
0.05
0.18
0.76
0.47
0.50
0.72
1.15
1.48
growth rate 260.0% 322.2% -38.2% 6.4% 44.0% 59.7% 28.7%
Gross Profit 20.70
25.50
30.70
39.71
78.73
95.85
115.25
169.73
240.14
256.13
280.34
growth rate 23.2% 20.4% 29.4% 98.3% 21.7% 20.2% 47.3% 41.5% 6.7% 9.5%
R&D 6.90
7.90
10.50
12.98
18.05
24.70
26.53
40.45
58.50
69.27
88.15
growth rate 14.5% 32.9% 23.6% 39.1% 36.8% 7.4% 52.5% 44.6% 18.4% 27.3%

Quarterly Statements

Item Name Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Earnings BIT 2.56
-5.51
5.83
11.22
-0.66
growth rate -100.0% 100.0% 92.5% -100.0%
Balance Sheet Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Acct.Receivable 44.57
49.91
55.73
53.05
43.88
growth rate 12.0% 11.7% -4.8% -17.3%
Acct.Payable 24.91
20.92
18.75
16.02
18.54
growth rate -16.0% -10.4% -14.5% 15.7%
Cur.Assets 302.64
307.52
324.03
357.25
379.38
growth rate 1.6% 5.4% 10.3% 6.2%
Total Assets 831.61
840.49
861.16
890.33
911.61
growth rate 1.1% 2.5% 3.4% 2.4%
Cash 137.70
117.34
118.31
133.58
181.70
growth rate -14.8% 0.8% 12.9% 36.0%
Cur.Liabilities 77.39
67.51
72.32
68.45
82.14
growth rate -12.8% 7.1% -5.4% 20.0%
Liabilities 96.27
94.90
97.71
96.35
107.54
growth rate -1.4% 3.0% -1.4% 11.6%
LT Debt
growth rate
Equity 735.34
745.59
763.45
793.98
804.07
growth rate 1.4% 2.4% 4.0% 1.3%
Common Shares 0.00 0.00 0.00 0.00 0.00
growth rate 0.0% 0.0% 33.3% 0.0%
Cash Flow Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Capital Expenditures 3.44
8.54
5.65
7.51
2.59
growth rate 148.7% -33.9% 33.0% -65.5%
Cash Dividends
growth rate
Cash From OA 46.60
6.40
35.67
37.14
44.46
growth rate -86.3% 457.2% 4.1% 19.7%
Sale Purchase of Stock 1.72
7.83
3.92
growth rate 356.2% -49.9%
FCF 43.16
-2.14
30.02
29.63
41.87
growth rate -100.0% 100.0% -1.3% 41.3%
Income Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Sales 112.89
115.78
125.47
122.97
116.05
growth rate 2.6% 8.4% -2.0% -5.6%
Op.Income 2.56
-5.51
5.83
11.22
-0.66
growth rate -100.0% 100.0% 92.5% -100.0%
IBT 3.42
-4.66
6.75
12.30
0.41
growth rate -100.0% 100.0% 82.1% -96.6%
Net Income 9.91
0.26
9.81
12.42
0.08
growth rate -97.4% 3,660.2% 26.5% -99.3%
EPS
growth rate
Gross Profit 64.61
67.14
74.66
71.69
66.85
growth rate 3.9% 11.2% -4.0% -6.8%
R&D 19.91
22.49
24.59
20.63
20.45
growth rate 12.9% 9.3% -16.1% -0.9%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

A (91.14)

YOY Growth Grade:

B (74.04)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 156.98 156.98 44.35
EPS / Growth 15.9% 0.63 10.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 30.3%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 10.1% 18.7% 18.7%
Future PE 20.10 40.91 40.91
Future EPS 1.64 3.51 3.51
Value Price
MOS %
8.16
-91.8%
35.50
-64.1%
35.50
-64.1%
MOS Price 4.08 17.75 17.75
IRT 28.50 18.91 18.91

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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