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Market Price

78.54 

-4.86 -5.8%

as of Jan 23 '19

52 Week Range:

69.90 106.50


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Capital One Financial Corporation operates as the bank holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, the United Kingdom, and Canada. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company offers non-interest-bearing and interest-bearing deposits, such as checking accounts, money market deposit accounts, negotiable order of withdrawals, savings deposits, and time deposits. It also provides credit card loans; auto, home, and retail banking loans; and commercial and multifamily real estate, commercial and industrial, and small-ticket commercial real estate loans. In addition, the company offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through the Internet and mobile banking, as well as through Cafés, ATMs, and branches located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Equity (BVPS) 65.16
60.04
58.42
58.07
63.87
69.56
72.90
79.54
90.44
100.39
103.30
growth rate -7.9% -2.7% -0.6% 10.0% 8.9% 4.8% 9.1% 13.7% 11.0% 2.9%
Earnings BIT 2,850.00
451.10
1,340.00
4,330.00
4,590.00
5,040.00
6,420.00
7,060.00
6,415.00
6,289.00
6,652.00
growth rate -84.2% 197.1% 223.1% 6.0% 9.8% 27.4% 10.0% -9.1% -2.0% 5.8%
Avg.PE 7.22
227.27
39.06
6.37
6.02
8.86
10.43
10.37
9.51
13.44
28.43
growth rate 3,047.8% -82.8% -83.7% -5.5% 47.2% 17.7% -0.6% -8.3% 41.3% 111.5%
ROA 1.05
-0.03
0.19
1.49
1.55
1.34
1.34
1.43
1.20
1.02
0.47
growth rate -100.0% 100.0% 684.2% 4.0% -13.6% 0.0% 6.7% -16.1% -15.0% -53.9%
ROE 6.34
-0.19
1.28
10.33
11.11
9.94
9.94
10.01
8.39
7.41
3.54
growth rate -100.0% 100.0% 707.0% 7.6% -10.5% 0.0% 0.7% -16.2% -11.7% -52.2%
ROIC 7.27
4.74
5.37
8.36
7.01
7.19
6.23
6.21
growth rate -34.8% 13.3% 55.7% -16.2% 2.6% -13.4% -0.3%
Leverage 6.20
7.06
6.38
7.44
6.94
7.73
7.12
6.86
7.06
7.51
7.50
growth rate 13.9% -9.6% 16.6% -6.7% 11.4% -7.9% -3.7% 2.9% 6.4% -0.1%
Balance Sheet Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Acct.Receivable 1,029.00
1,694.00
1,418.00
1,079.00
1,189.00
1,351.00
1,536.00
growth rate 64.6% -16.3% -23.9% 10.2% 13.6% 13.7%
Acct.Payable 466.00
450.00
307.00
205,548.00
217,721.00
236,768.00
243,702.00
growth rate -3.4% -31.8% 66,853.8% 5.9% 8.8% 2.9%
Cur.Assets 10,955.00
12,975.00
16,661.00
18,052.00
growth rate 18.4% 28.4% 8.4%
Total Assets 165,913.50
169,646.00
197,503.00
206,019.00
312,918.00
296,933.00
308,167.00
334,048.00
357,033.00
365,693.00
growth rate 2.3% 16.4% 4.3% 51.9% -5.1% 3.8% 8.4% 6.9% 2.4%
Cash 6,854.60
8,143.00
4,843.00
44,597.00
75,046.00
67,223.00
7,242.00
8,023.00
9,976.00
14,040.00
growth rate 18.8% -40.5% 820.9% 68.3% -10.4% -89.2% 10.8% 24.3% 40.7%
Inventory 322.00
324.00
280.00
153.00
growth rate 0.6% -13.6% -45.4%
Cur.Liabilities 225,921.00
222,721.00
243,125.00
257,215.00
growth rate -1.4% 9.2% 5.8%
Liabilities 139,301.00
143,056.00
170,962.00
176,353.00
272,419.00
255,301.00
263,114.00
286,764.00
309,519.00
316,963.00
growth rate 2.7% 19.5% 3.2% 54.5% -6.3% 3.1% 9.0% 7.9% 2.4%
LT Debt 25,430.00
2,008.00
2,009.00
2,010.00
2,011.00
2,012.00
2,013.00
31,377.00
58,101.00
59,468.00
52,349.00
growth rate -92.1% 0.1% 0.1% 0.1% 0.1% 0.1% 1,458.7% 85.2% 2.4% -12.0%
Equity 24,294.11
26,612.40
26,590.00
26,541.00
29,666.00
40,499.00
41,632.00
43,231.00
43,990.00
43,154.00
44,370.00
growth rate 9.5% -0.1% -0.2% 11.8% 36.5% 2.8% 3.8% 1.8% -1.9% 2.8%
Common Shares 396.00
378.00
431.00
456.00
459.00
567.00
588.00
571.00
548.00
510.00
489.00
growth rate -4.6% 14.0% 5.8% 0.7% 23.5% 3.7% -2.9% -4.0% -6.9% -4.1%
Cash Flow Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Capital Expenditures 437.55
356.30
243.00
340.00
315.00
560.00
818.00
502.00
532.00
779.00
1,018.00
growth rate -18.6% -31.8% 39.9% -7.4% 77.8% 46.1% -38.6% 6.0% 46.4% 30.7%
Cash Dividends 42.06
568.30
319.00
91.00
91.00
126.00
608.00
746.00
974.00
1,026.00
1,045.00
growth rate 1,251.2% -43.9% -71.5% 0.0% 38.5% 382.5% 22.7% 30.6% 5.3% 1.9%
Cash From OA 12,900.88
3,483.00
2,082.00
8,142.00
7,455.00
9,524.00
9,984.00
9,304.00
10,127.00
11,856.00
14,182.00
growth rate -73.0% -40.2% 291.1% -8.4% 27.8% 4.8% -6.8% 8.9% 17.1% 19.6%
FCF per Share 31.79
8.28
5.95
17.11
12.30
15.02
24.64
14.98
18.22
19.85
22.61
growth rate -74.0% -28.1% 187.6% -28.1% 22.1% 64.1% -39.2% 21.6% 9.0% 13.9%
Sale Purchase of Stock 55.00
4,123.00
-838.00
246.00
196.00
273.00
288.00
growth rate 7,396.4% -100.0% 100.0% -20.3% 39.3% 5.5%
FCF 12,573.00
3,127.00
2,565.00
7,802.00
7,140.00
8,500.00
9,166.00
8,802.00
9,595.00
11,077.00
13,164.00
growth rate -75.1% -18.0% 204.2% -8.5% 19.1% 7.8% -4.0% 9.0% 15.5% 18.8%
Income Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Sales 14,580.00
13,892.70
12,983.00
16,171.00
18,525.00
23,771.00
24,176.00
18,749.00
18,877.00
19,042.00
19,686.00
growth rate -4.7% -6.6% 24.6% 14.6% 28.3% 1.7% -22.5% 0.7% 0.9% 3.4%
Op.Income 581.60
1,336.00
4,330.00
3,253.00
3,709.00
4,354.00
7,376.00
6,627.00
6,201.00
6,071.00
growth rate 129.7% 224.1% -24.9% 14.0% 17.4% 69.4% -10.2% -6.4% -2.1%
IBT 581.62
1,336.00
4,330.00
4,587.00
5,184.00
6,578.00
6,569.00
5,881.00
5,484.00
5,492.00
growth rate 129.7% 224.1% 5.9% 13.0% 26.9% -0.1% -10.5% -6.8% 0.2%
Net Income -46.00
884.00
2,743.00
3,253.00
3,709.00
4,354.00
4,428.00
4,050.00
3,751.00
1,982.00
growth rate 100.0% 210.3% 18.6% 14.0% 17.4% 1.7% -8.5% -7.4% -47.2%
EPS 3.97
-0.21
0.74
6.01
6.80
6.11
6.89
7.59
7.07
6.89
3.49
growth rate -100.0% 100.0% 712.2% 13.1% -10.2% 12.8% 10.2% -6.9% -2.6% -49.4%
Gross Profit 18,749.00
18,877.00
19,042.00
19,686.00
growth rate 0.7% 0.9% 3.4%

Quarterly Statements

Item Name Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Earnings BIT 1,895.00
1,642.00
2,042.00
growth rate -13.4% 24.4%
Balance Sheet Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Acct.Receivable 1,426.00
1,536.00
1,496.00
growth rate 7.7% -2.6%
Acct.Payable 239,062.00
243,702.00
250,847.00
248,225.00
247,195.00
growth rate 1.9% 2.9% -1.1% -0.4%
Cur.Assets 12,766.00
18,052.00
18,387.00
17,862.00
15,707.00
growth rate 41.4% 1.9% -2.9% -12.1%
Total Assets 361,402.00
365,693.00
362,857.00
363,989.00
362,909.00
growth rate 1.2% -0.8% 0.3% -0.3%
Cash 8,484.00
14,040.00
14,008.00
12,273.00
10,882.00
growth rate 65.5% -0.2% -12.4% -11.3%
Inventory 165.00
153.00
84.00
106.00
79.00
growth rate -7.3% -45.1% 26.2% -25.5%
Cur.Liabilities 241,161.00
257,215.00
253,159.00
250,742.00
250,889.00
growth rate 6.7% -1.6% -1.0% 0.1%
Liabilities 311,248.00
316,963.00
313,654.00
314,063.00
312,271.00
growth rate 1.8% -1.0% 0.1% -0.6%
LT Debt 58,643.00
52,349.00
50,037.00
52,757.00
50,571.00
growth rate -10.7% -4.4% 5.4% -4.1%
Equity 45,794.00
44,370.00
44,843.00
45,566.00
46,278.00
growth rate -3.1% 1.1% 1.6% 1.6%
Common Shares 7.00
7.00
7.00
7.00
7.00
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Capital Expenditures 242.00
242.00
205.00
240.00
240.00
growth rate 0.0% -15.3% 17.1% 0.0%
Cash Dividends 275.00
275.00
249.00
244.00
244.00
growth rate 0.0% -9.5% -2.0% 0.0%
Cash From OA 4,091.00
4,091.00
1,607.00
3,351.00
3,351.00
growth rate 0.0% -60.7% 108.5% 0.0%
Sale Purchase of Stock 62.00
62.00
63.00
growth rate 0.0% 1.6%
FCF 3,849.00
3,849.00
1,402.00
3,111.00
3,111.00
growth rate 0.0% -63.6% 121.9% 0.0%
Income Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Sales 5,152.00
5,087.00
5,235.00
5,916.00
5,694.00
growth rate -1.3% 2.9% 13.0% -3.8%
Op.Income 1,735.00
1,458.00
1,803.00
2,624.00
2,053.00
growth rate -16.0% 23.7% 45.5% -21.8%
IBT 1,585.00
1,308.00
1,662.00
2,492.00
1,921.00
growth rate -17.5% 27.1% 49.9% -22.9%
Net Income 1,107.00
-971.00
1,346.00
1,906.00
1,502.00
growth rate -100.0% 100.0% 41.6% -21.2%
EPS
growth rate
Gross Profit 5,152.00
5,087.00
5,235.00
5,916.00
5,694.00
growth rate -1.3% 2.9% 13.0% -3.8%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

E (32.30)

YOY Growth Grade:

E (29.13)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 11.87 10.97 7.51
EPS / Growth 1.0% 7.16 14.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 4.1%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 2.6% 2.6%
Future PE 2.06 8.17 8.17
Future EPS 7.93 9.22 9.22
Value Price
MOS %
4.04
-94.9%
18.60
-76.3%
18.60
-76.3%
MOS Price 2.02 9.30 9.30
IRT 10.35 9.57 9.57

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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