Need an investment idea? Check out S2O Stock Screener. It allows to generate a list of stocks of a particular interest in a matter of seconds!

Market Price

18.54 

0.19 1.0%

as of Nov 13 '18

52 Week Range:

10.76 26.88


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce Websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags. It also provides men's wear, as well as lines for kids and newborns. The company operates its stores and e-commerce Websites under the Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona names. As of February 3, 2018, it operated 1,351 stores in 33 states. The company also provides credit card services to its customers, as well as layaway plans. The Cato Corporation was founded in 1946 and is headquartered in Charlotte, North Carolina.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jan '08 Jan '09 Jan '10 Jan '11 Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18
Equity (BVPS) 8.42
8.91
9.75
11.04
12.57
13.70
13.27
13.53
14.62
15.48
14.08
growth rate 5.8% 9.4% 13.2% 13.9% 9.0% -3.1% 2.0% 8.1% 5.9% -9.0%
Earnings BIT 49.23
52.61
68.91
90.81
100.27
99.10
84.40
88.09
97.85
55.81
18.67
growth rate 6.9% 31.0% 31.8% 10.4% -1.2% -14.8% 4.4% 11.1% -43.0% -66.5%
Avg.PE 19.90
11.47
12.99
12.27
11.95
13.07
14.81
18.08
16.24
12.46
48.81
growth rate -42.4% 13.3% -5.5% -2.6% 9.4% 13.3% 22.1% -10.2% -23.3% 291.7%
ROA 7.58
7.86
9.99
11.51
12.08
11.38
9.62
10.04
10.47
7.41
1.49
growth rate 3.7% 27.1% 15.2% 5.0% -5.8% -15.5% 4.4% 4.3% -29.2% -79.9%
ROE 12.33
13.21
16.55
18.72
18.73
17.32
14.75
15.69
16.51
11.61
2.36
growth rate 7.1% 25.3% 13.1% 0.1% -7.5% -14.8% 6.4% 5.2% -29.7% -79.7%
ROIC 10.90
12.06
15.53
17.91
18.02
17.08
14.54
15.48
16.29
11.10
1.88
growth rate 10.6% 28.8% 15.3% 0.6% -5.2% -14.9% 6.5% 5.2% -31.9% -83.1%
Cur. Ratio 1.97
2.09
2.20
2.36
2.73
2.44
2.52
2.34
2.45
2.58
2.68
growth rate 6.1% 5.3% 7.3% 15.7% -10.6% 3.3% -7.1% 4.7% 5.3% 3.9%
Quick Ratio 1.07
1.25
1.42
1.54
1.80
1.43
1.58
1.53
1.65
1.62
1.62
growth rate 16.8% 13.6% 8.5% 16.9% -20.6% 10.5% -3.2% 7.8% -1.8% 0.0%
Leverage 1.70
1.66
1.65
1.60
1.50
1.54
1.53
1.60
1.56
1.58
1.58
growth rate -2.4% -0.6% -3.0% -6.3% 2.7% -0.7% 4.6% -2.5% 1.3% 0.0%
Balance Sheet Jan '08 Jan '09 Jan '10 Jan '11 Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18
Acct.Receivable 44.10
40.20
39.70
46.60
40.00
39.20
41.02
36.61
30.34
28.02
growth rate -8.8% -1.2% 17.4% -14.2% -2.0% 4.7% -10.8% -17.1% -7.6%
Acct.Payable 156.99
99.20
111.50
111.67
113.15
105.25
139.08
growth rate -36.8% 12.4% 0.2% 1.3% -7.0% 32.1%
Cur.Assets 315.40
370.80
414.80
429.13
390.20
446.70
454.45
472.05
443.81
372.48
growth rate 17.6% 11.9% 3.5% -9.1% 14.5% 1.7% 3.9% -6.0% -16.1%
Total Assets 435.40
481.00
522.10
551.09
532.60
596.90
608.28
642.34
606.32
516.08
growth rate 10.5% 8.5% 5.6% -3.4% 12.1% 1.9% 5.6% -5.6% -14.9%
Cash 42.30
50.40
48.60
40.22
31.10
79.40
93.95
67.06
47.23
81.77
growth rate 19.2% -3.6% -17.3% -22.7% 155.3% 18.3% -28.6% -29.6% 73.1%
Inventory 112.30
118.60
132.00
130.38
140.70
150.90
137.55
141.10
145.68
121.54
growth rate 5.6% 11.3% -1.2% 7.9% 7.3% -8.9% 2.6% 3.3% -16.6%
Cur.Liabilities 150.70
168.50
175.50
156.99
159.60
177.10
193.90
179.44
171.91
139.08
growth rate 11.8% 4.2% -10.6% 1.7% 11.0% 9.5% -7.5% -4.2% -19.1%
Liabilities 173.50
189.70
196.50
184.41
187.40
205.80
228.08
229.68
222.42
189.72
growth rate 9.3% 3.6% -6.2% 1.6% 9.8% 10.8% 0.7% -3.2% -14.7%
LT Debt 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
growth rate
Equity 247.37
261.80
291.30
325.60
366.68
345.20
391.10
380.20
412.67
383.90
326.35
growth rate 5.8% 11.3% 11.8% 12.6% -5.9% 13.3% -2.8% 8.5% -7.0% -15.0%
Common Shares 32.00
29.00
29.00
29.00
29.00
29.00
29.00
28.00
27.00
27.00
25.00
growth rate -9.4% 0.0% 0.0% 0.0% 0.0% 0.0% -3.5% -3.6% 0.0% -7.4%
Cash Flow Statement Jan '08 Jan '09 Jan '10 Jan '11 Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18
Capital Expenditures 18.33
19.40
10.00
19.60
35.89
45.18
31.54
28.90
26.53
27.30
11.10
growth rate 5.8% -48.5% 96.0% 83.1% 25.9% -30.2% -8.4% -8.2% 2.9% -59.4%
Cash Dividends 20.28
19.40
19.50
21.20
25.72
87.20
5.90
33.89
33.57
35.43
33.73
growth rate -4.3% 0.5% 8.7% 21.3% 239.1% -93.2% 474.3% -0.9% 5.5% -4.8%
Cash From OA 74.16
71.60
84.70
79.50
81.34
80.40
93.00
117.46
93.85
72.13
35.99
growth rate -3.5% 18.3% -6.1% 2.3% -1.2% 15.7% 26.3% -20.1% -23.2% -50.1%
FCF per Share 1.77
1.73
2.25
2.07
1.57
1.40
1.80
2.79
1.98
2.00
2.05
growth rate -2.3% 30.1% -8.0% -24.2% -10.8% 28.6% 55.0% -29.0% 1.0% 2.5%
Sale Purchase of Stock -10.09
-0.40
-6.40
0.52
0.49
0.73
0.58
growth rate 0.0% 0.0% 100.0% -6.3% 49.8% -20.8%
FCF 56.00
52.00
75.00
60.00
45.00
35.00
61.00
89.00
67.00
45.00
25.00
growth rate -7.1% 44.2% -20.0% -25.0% -22.2% 74.3% 45.9% -24.7% -32.8% -44.4%
Income Statement Jan '08 Jan '09 Jan '10 Jan '11 Jan '12 Jan '13 Jan '14 Jan '15 Jan '16 Jan '17 Jan '18
Sales 846.44
857.70
884.00
924.70
931.46
944.00
920.00
986.91
1,011.09
956.57
849.98
growth rate 1.3% 3.1% 4.6% 0.7% 1.4% -2.5% 7.3% 2.5% -5.4% -11.1%
Op.Income 45.40
64.70
88.80
64.83
61.70
54.30
88.09
97.85
55.81
18.67
growth rate 42.5% 37.3% -27.0% -4.8% -12.0% 62.2% 11.1% -43.0% -66.5%
IBT 52.60
68.90
92.80
100.27
99.00
84.30
91.47
99.13
49.11
15.97
growth rate 31.0% 34.7% 8.1% -1.3% -14.9% 8.5% 8.4% -50.5% -67.5%
Net Income 33.60
45.80
58.90
64.83
61.70
54.30
60.50
66.84
47.21
8.54
growth rate 36.3% 28.6% 10.1% -4.8% -12.0% 11.4% 10.5% -29.4% -81.9%
EPS 1.03
1.14
1.55
2.00
2.21
2.11
1.86
2.15
2.39
1.72
0.34
growth rate 10.7% 36.0% 29.0% 10.5% -4.5% -11.9% 15.6% 11.2% -28.0% -80.2%
Gross Profit 262.03
295.70
332.00
361.40
357.28
362.10
348.80
386.30
394.56
354.54
296.92
growth rate 12.9% 12.3% 8.9% -1.1% 1.4% -3.7% 10.8% 2.1% -10.1% -16.3%

Quarterly Statements

Item Name Jul '17 Oct '17 Jan '18 May '18 Aug '18
Earnings BIT -3.46
-1.34
-1.65
25.83
6.07
growth rate 0.0% 0.0% 100.0% -76.5%
Balance Sheet Jul '17 Oct '17 Jan '18 May '18 Aug '18
Acct.Receivable 29.56
30.51
28.02
37.07
34.75
growth rate 3.2% -8.2% 32.3% -6.3%
Acct.Payable 74.54
88.34
139.08
69.10
74.89
growth rate 18.5% 57.4% -50.3% 8.4%
Cur.Assets 391.54
393.42
372.48
378.86
378.39
growth rate 0.5% -5.3% 1.7% -0.1%
Total Assets 549.04
548.35
516.08
518.47
515.13
growth rate -0.1% -5.9% 0.5% -0.6%
Cash 77.75
78.67
81.77
71.48
37.85
growth rate 1.2% 3.9% -12.6% -47.1%
Inventory 106.20
127.76
121.54
107.89
104.47
growth rate 20.3% -4.9% -11.2% -3.2%
Cur.Liabilities 137.53
149.13
139.08
130.93
138.41
growth rate 8.4% -6.7% -5.9% 5.7%
Liabilities 186.44
195.93
189.72
177.23
183.82
growth rate 5.1% -3.2% -6.6% 3.7%
LT Debt
growth rate
Equity 362.60
352.43
326.35
341.25
331.32
growth rate -2.8% -7.4% 4.6% -2.9%
Common Shares 0.85
0.84
0.83
0.84
0.83
growth rate -1.6% -1.0% 1.1% -1.6%
Cash Flow Statement Jul '17 Oct '17 Jan '18 May '18 Aug '18
Capital Expenditures 2.98
2.34
2.33
0.68
1.20
growth rate -21.6% -0.1% -71.1% 78.4%
Cash Dividends 8.53
8.26
8.27
8.19
8.15
growth rate -3.1% 0.0% -1.0% -0.4%
Cash From OA 27.80
-5.10
-2.32
31.63
24.83
growth rate -100.0% 0.0% 100.0% -21.5%
Sale Purchase of Stock 0.04
0.20
0.04
0.23
growth rate 437.8% -79.4% 456.1%
FCF 24.82
-7.43
-4.65
30.95
23.63
growth rate -100.0% 0.0% 100.0% -23.7%
Income Statement Jul '17 Oct '17 Jan '18 May '18 Aug '18
Sales 206.96
190.27
213.01
238.30
208.92
growth rate -8.1% 12.0% 11.9% -12.3%
Op.Income -3.46
-1.34
-1.65
25.83
6.07
growth rate 0.0% 0.0% 100.0% -76.5%
IBT -2.13
-0.14
-7.82
26.58
7.50
growth rate 0.0% 0.0% 100.0% -71.8%
Net Income -0.88
2.69
-15.51
23.41
6.48
growth rate 100.0% -100.0% 100.0% -72.3%
EPS
growth rate
Gross Profit 65.69
65.80
71.45
96.01
79.11
growth rate 0.2% 8.6% 34.4% -17.6%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (14.09)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 27.26 27.14 14.32
EPS / Growth -0.2% 0.68 10.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 2.00 14.53 14.53
Future EPS 0.75 0.75 0.75
Value Price
MOS %
0.37
-98.0%
2.71
-85.4%
2.71
-85.4%
MOS Price 0.19 1.35 1.35
IRT 23.92 23.92 23.92

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.