Market Price

0.51 

0.00 0.0%

as of Dec 07 '18

52 Week Range:

0.40 0.95


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Bluestem Group Inc., through its subsidiaries, offers a selection of name-brand, private label, and non-branded merchandise through Internet Websites and catalog serving low to middle income consumers in the United States. It operates through three segments: Northstar Portfolio, Orchard Portfolio, and Capmark Portfolio. The Northstar Portfolio segment consists of Fingerhut and Gettington retail brands. This segments brand offers consumer electronics, domestics, housewares, and home furnishings. The Orchard Portfolio segment comprises of Tog Shop and WinterSilks retail brands. This segments brand provides apparel, accessories, and home products for women and men. The Capmark Portfolio segment focuses on managing a commercial real estate related business and existing assets, including monetizing these assets when appropriate. The company also offers PayCheck Direct, a program that is offered directly through employers or organizations as a voluntary benefit to employees and members, which allows consumers to purchase products with the convenience over 12 months through payroll deductions or automatic bank withdrawals. The company was formerly known as Capmark Financial Group Inc. and changed its name to Bluestem Group Inc. in June 2015. Bluestem Group Inc. was incorporated in 1998 and is headquartered in Eden Prairie, Minnesota.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jan '14 Jan '15 Jan '16 Feb '17 Feb '18
Earnings BIT 111.09
54.44
40.00
-41.95
9.19
growth rate -51.0% -26.5% -100.0% 100.0%
Avg.PE -0.19
-0.19
growth rate 0.0%
Balance Sheet Jan '14 Jan '15 Jan '16 Feb '17 Feb '18
Acct.Receivable 4.74
73.30
78.87
72.14
22.49
growth rate 1,447.1% 7.6% -8.5% -68.8%
Acct.Payable 0.01
82.04
180.60
221.54
160.30
growth rate 1,025,362.5% 120.2% 22.7% -27.6%
Cur.Assets 381.37
536.17
642.17
619.56
405.96
growth rate 40.6% 19.8% -3.5% -34.5%
Total Assets 649.37
1,301.39
1,657.84
1,180.74
723.48
growth rate 100.4% 27.4% -28.8% -38.7%
Cash 169.01
254.21
185.94
212.94
123.40
growth rate 50.4% -26.9% 14.5% -42.1%
Inventory 110.41
316.83
279.70
229.35
growth rate 187.0% -11.7% -18.0%
Cur.Liabilities 20.77
192.65
357.94
423.13
254.49
growth rate 827.5% 85.8% 18.2% -39.9%
Liabilities 243.27
646.84
984.60
967.00
718.38
growth rate 165.9% 52.2% -1.8% -25.7%
LT Debt 107.27
351.13
511.38
467.13
419.76
growth rate 227.3% 45.6% -8.7% -10.1%
Equity 373.59
649.70
668.28
208.74
0.10
growth rate 73.9% 2.9% -68.8% -100.0%
Common Shares 0.10
1.36
1.37
1.32
1.33
growth rate 1,264.0% 0.2% -3.2% 0.7%
Cash Flow Statement Jan '14 Jan '15 Jan '16 Feb '17 Feb '18
Capital Expenditures 0.69
0.69
35.94
43.38
20.46
growth rate 0.0% 5,123.1% 20.7% -52.8%
Cash Dividends 1,052.55
growth rate
Cash From OA 398.33
92.74
95.17
145.27
145.79
growth rate -76.7% 2.6% 52.6% 0.4%
Sale Purchase of Stock 143.99
143.99
growth rate 0.0%
FCF 397.64
92.05
59.24
101.89
125.33
growth rate -76.9% -35.7% 72.0% 23.0%
Income Statement Jan '14 Jan '15 Jan '16 Feb '17 Feb '18
Sales 157.64
480.28
1,743.04
2,100.60
1,891.55
growth rate 204.7% 262.9% 20.5% -10.0%
Op.Income 111.09
54.44
40.00
-41.95
9.19
growth rate -51.0% -26.5% -100.0% 100.0%
IBT 103.75
0.20
-27.40
-447.76
-249.51
growth rate -99.8% -100.0% 0.0% 0.0%
Net Income 97.90
108.94
14.22
-387.71
-214.31
growth rate 11.3% -87.0% -100.0% 0.0%
Gross Profit 139.65
198.59
731.37
810.12
733.63
growth rate 42.2% 268.3% 10.8% -9.4%

Quarterly Statements

Item Name Aug '17 Nov '17 Feb '18 May '18 Aug '18
Earnings BIT -0.03
-5.29
26.76
-27.11
17.10
growth rate 0.0% 100.0% -100.0% 100.0%
Balance Sheet Aug '17 Nov '17 Feb '18 May '18 Aug '18
Acct.Receivable 38.96
31.84
22.49
19.47
18.43
growth rate -18.3% -29.4% -13.5% -5.3%
Acct.Payable 157.40
209.77
160.30
155.52
166.11
growth rate 33.3% -23.6% -3.0% 6.8%
Cur.Assets 426.72
492.65
405.96
398.64
383.85
growth rate 15.5% -17.6% -1.8% -3.7%
Total Assets 953.73
1,011.67
723.48
705.98
680.37
growth rate 6.1% -28.5% -2.4% -3.6%
Cash 129.06
119.12
123.40
126.27
123.32
growth rate -7.7% 3.6% 2.3% -2.3%
Inventory 227.14
298.89
229.35
215.64
210.27
growth rate 31.6% -23.3% -6.0% -2.5%
Cur.Liabilities 287.45
370.14
254.49
299.25
274.93
growth rate 28.8% -31.2% 17.6% -8.1%
Liabilities 795.33
868.55
718.38
753.75
720.60
growth rate 9.2% -17.3% 4.9% -4.4%
LT Debt 431.91
425.75
419.76
413.78
407.79
growth rate -1.4% -1.4% -1.4% -1.5%
Equity 153.41
138.13
0.10
-52.76
-45.23
growth rate -10.0% -99.9% -100.0% 0.0%
Common Shares 1.32
1.33
1.33
1.33
1.33
growth rate 0.7% 0.0% 0.0% 0.0%
Cash Flow Statement Aug '17 Nov '17 Feb '18 May '18 Aug '18
Capital Expenditures 5.10
5.72
5.86
4.96
4.62
growth rate 12.2% 2.4% -15.4% -6.8%
Cash From OA 51.30
14.70
93.56
2.99
43.02
growth rate -71.4% 536.6% -96.8% 1,338.0%
FCF 46.20
8.98
87.71
-1.97
38.40
growth rate -80.6% 876.8% -100.0% 100.0%
Income Statement Aug '17 Nov '17 Feb '18 May '18 Aug '18
Sales 438.60
400.91
622.72
381.46
422.56
growth rate -8.6% 55.3% -38.7% 10.8%
Op.Income -0.03
-5.29
26.76
-27.11
17.10
growth rate 0.0% 100.0% -100.0% 100.0%
IBT -15.17
-17.87
-174.15
-39.80
4.53
growth rate 0.0% 0.0% 0.0% 100.0%
Net Income -14.34
-16.48
-140.47
-40.11
6.11
growth rate 0.0% 0.0% 0.0% 100.0%
Gross Profit 180.45
161.85
213.77
161.14
173.49
growth rate -10.3% 32.1% -24.6% 7.7%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (3.03)

YOY Growth Grade:

F (9.24)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

Current EPS is negative, therefore value price cannot be calculated.

PE and EPS

Historical Current Forward
PE -0.19 -0.35
EPS / Growth -1.45

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 0.01 0.01 0.67
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT 99.00 99.00 99.00

Graham Number:

Current EPS is negative, therefore Graham Number cannot be calculated.
NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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