Market Price

50.06 

0.33 0.7%

as of Jun 14 '19

52 Week Range:

40.68 53.08


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

BB&T Corporation, a holding company, provides banking and trust services for small and mid-size businesses, public agencies, local governments, corporations, and individuals in the Southeastern and Mid-Atlantic United States. The company operates through four segments: Community Banking Retail and Consumer Finance, Community Banking Commercial, Insurance Holdings, and Financial Services and Commercial Finance. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, commercial general liability, surety, title and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, commercial middle market lending, floor plan lending, commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides retail brokerage, equity and debt underwriting, investment advice, and corporate finance, as well as facilitates the origination, trading, and distribution of fixed-income securities and equity products. It also offers discount brokerage services, equities, fixed-rate and variable-rate annuities, mutual funds, and government and municipal bonds. As of December 31, 2018, the company operated through approximately 1,879 financial centers. The company was founded in 1872 and is headquartered in Winston-Salem, North Carolina.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 23.45
23.47
23.67
25.07
27.21
27.52
30.02
31.55
33.35
34.22
35.23
growth rate 0.1% 0.9% 5.9% 8.5% 1.1% 9.1% 5.1% 5.7% 2.6% 3.0%
Earnings BIT 2,070.00
1,040.00
969.00
1,630.00
2,790.00
3,120.00
3,656.00
3,419.00
3,994.00
3,821.00
growth rate -49.8% -6.8% 68.2% 71.2% 11.8% 17.2% -6.5% 16.8% -4.3%
Avg.PE 10.13
22.12
22.57
13.77
10.76
17.06
13.84
13.47
17.37
20.06
12.61
growth rate 118.4% 2.0% -39.0% -21.9% 58.6% -18.9% -2.7% 29.0% 15.5% -37.1%
ROA 1.05
0.46
0.51
0.78
1.07
0.85
1.08
0.98
1.05
1.01
1.37
growth rate -56.2% 10.9% 52.9% 37.2% -20.6% 27.1% -9.3% 7.1% -3.8% 35.6%
ROE 11.71
5.00
5.00
7.62
10.51
7.97
9.56
8.34
8.77
8.31
11.42
growth rate -57.3% 0.0% 52.4% 37.9% -24.2% 20.0% -12.8% 5.2% -5.3% 37.4%
ROIC 9.57
6.12
5.66
5.70
6.94
4.86
5.45
growth rate -36.1% -7.5% 0.7% 21.8% -30.0% 12.1%
Leverage 11.73
10.23
9.56
10.02
9.66
9.08
8.60
8.50
8.17
8.33
8.34
growth rate -12.8% -6.6% 4.8% -3.6% -6.0% -5.3% -1.2% -3.9% 2.0% 0.1%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 1,100.00
growth rate
Acct.Payable 6,791.00
8,223.00
7,095.00
133,726.00
153,916.00
164,440.00
161,989.00
165,805.00
growth rate 21.1% -13.7% 1,784.8% 15.1% 6.8% -1.5% 2.4%
Cur.Assets 5,410.00
6,308.00
7,039.00
5,315.00
6,051.00
growth rate 16.6% 11.6% -24.5% 13.9%
Total Assets 152,015.00
165,764.00
157,081.00
174,579.00
184,499.00
183,010.00
186,834.00
209,947.00
219,276.00
221,642.00
225,697.00
growth rate 9.0% -5.2% 11.1% 5.7% -0.8% 2.1% 12.4% 4.4% 1.1% 1.8%
Cash 2,390.00
2,251.00
2,058.00
41,305.00
42,267.00
42,370.00
2,325.00
3,711.00
3,936.00
2,713.00
3,880.00
growth rate -5.8% -8.6% 1,907.1% 2.3% 0.2% -94.5% 59.6% 6.1% -31.1% 43.0%
Inventory 166.00
136.00
77.00
57.00
63.00
growth rate -18.1% -43.4% -26.0% 10.5%
Cur.Liabilities 139,389.00
158,301.00
167,111.00
167,641.00
171,230.00
growth rate 13.6% 5.6% 0.3% 2.1%
Liabilities 135,978.00
149,573.00
140,645.00
157,161.00
163,341.00
160,251.00
162,457.00
182,607.00
189,350.00
191,947.00
195,519.00
growth rate 10.0% -6.0% 11.7% 3.9% -1.9% 1.4% 12.4% 3.7% 1.4% 1.9%
LT Debt 2,008.00
2,009.00
2,010.00
2,011.00
2,012.00
2,013.00
22,379.00
23,769.00
21,703.00
23,648.00
23,709.00
growth rate 0.1% 0.1% 0.1% 0.1% 0.1% 1,011.7% 6.2% -8.7% 9.0% 0.3%
Equity 16,037.00
16,191.00
16,436.00
17,418.00
21,158.00
22,759.00
21,686.00
24,703.00
26,828.00
26,595.00
27,069.00
growth rate 1.0% 1.5% 6.0% 21.5% 7.6% -4.7% 13.9% 8.6% -0.9% 1.8%
Common Shares 552.00
636.00
701.00
705.00
709.00
714.00
728.00
758.00
815.00
811.00
783.00
growth rate 15.2% 10.2% 0.6% 0.6% 0.7% 2.0% 4.1% 7.5% -0.5% -3.5%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 76.00
-230.00
-539.00
-793.00
-799.00
-394.00
growth rate -100.0% 0.0% 0.0% 0.0% 0.0%
Cash Dividends 1,019.00
820.00
415.00
446.00
564.00
912.00
814.00
937.00
1,092.00
1,179.00
1,343.27
growth rate -19.5% -49.4% 7.5% 26.5% 61.7% -10.8% 15.1% 16.5% 8.0% 13.9%
Cash From OA 5,353.00
-493.00
2,898.00
4,276.00
3,714.00
5,308.00
3,210.00
3,131.00
3,115.00
4,635.00
4,349.00
growth rate -100.0% 100.0% 47.6% -13.1% 42.9% -39.5% -2.5% -0.5% 48.8% -6.2%
FCF per Share 9.29
-1.05
3.52
6.63
5.01
3.56
7.02
4.96
1.63
6.11
5.90
growth rate -100.0% 100.0% 88.4% -24.4% -28.9% 97.2% -29.3% -67.1% 274.9% -3.4%
Sale Purchase of Stock 2,116.00
487.00
334.00
68.00
218.00
108.00
growth rate -77.0% -31.4% -79.6% 220.6% -50.5%
FCF 5,136.00
-667.00
2,470.00
4,341.00
3,553.00
5,339.00
3,258.00
2,915.00
2,672.00
4,635.00
4,349.00
growth rate -100.0% 100.0% 75.8% -18.2% 50.3% -39.0% -10.5% -8.3% 73.5% -6.2%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 7,435.00
8,778.00
9,277.00
9,998.00
10,737.00
10,543.00
8,979.00
9,183.00
10,221.00
10,770.00
10,992.00
growth rate 18.1% 5.7% 7.8% 7.4% -1.8% -14.8% 2.3% 11.3% 5.4% 2.1%
Op.Income 2,079.00
1,036.00
969.00
1,289.00
1,979.00
1,680.00
3,492.00
3,460.00
3,965.00
4,128.00
4,471.00
growth rate -50.2% -6.5% 33.0% 53.5% -15.1% 107.9% -0.9% 14.6% 4.1% 8.3%
IBT 2,079.00
1,036.00
969.00
1,628.00
2,792.00
3,283.00
3,127.00
2,917.00
3,500.00
3,326.00
4,060.00
growth rate -50.2% -6.5% 68.0% 71.5% 17.6% -4.8% -6.7% 20.0% -5.0% 22.1%
Net Income 1,519.00
853.00
816.00
1,289.00
1,979.00
1,680.00
2,131.00
2,084.00
2,426.00
2,394.00
3,237.00
growth rate -43.8% -4.3% 58.0% 53.5% -15.1% 26.9% -2.2% 16.4% -1.3% 35.2%
EPS 2.71
1.15
1.16
1.83
2.70
2.19
2.72
2.56
2.77
2.74
3.91
growth rate -57.6% 0.9% 57.8% 47.5% -18.9% 24.2% -5.9% 8.2% -1.1% 42.7%
Gross Profit 8,979.00
9,183.00
10,221.00
10,770.00
10,992.00
growth rate 2.3% 11.3% 5.4% 2.1%

Quarterly Statements

Item Name Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Earnings BIT 1,147.00
growth rate
Balance Sheet Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Acct.Receivable
growth rate
Acct.Payable 162,924.00
164,797.00
159,551.00
165,805.00
164,627.00
growth rate 1.2% -3.2% 3.9% -0.7%
Cur.Assets 4,566.00
5,746.00
5,561.00
6,051.00
6,100.00
growth rate 25.8% -3.2% 8.8% 0.8%
Total Assets 220,729.00
222,681.00
222,885.00
225,697.00
227,683.00
growth rate 0.9% 0.1% 1.3% 0.9%
Cash 2,913.00
2,921.00
3,006.00
3,880.00
2,876.00
growth rate 0.3% 2.9% 29.1% -25.9%
Inventory 67.00
66.00
64.00
63.00
58.00
growth rate -1.5% -3.0% -1.6% -7.9%
Cur.Liabilities 167,657.00
168,768.00
169,642.00
171,230.00
171,112.00
growth rate 0.7% 0.5% 0.9% -0.1%
Liabilities 191,067.00
192,849.00
192,878.00
195,519.00
196,800.00
growth rate 0.9% 0.0% 1.4% 0.7%
LT Debt 23,410.00
24,081.00
23,236.00
23,709.00
25,688.00
growth rate 2.9% -3.5% 2.0% 8.4%
Equity 26,559.00
26,727.00
26,895.00
27,069.00
27,770.00
growth rate 0.6% 0.6% 0.7% 2.6%
Common Shares 3,899.00
3,872.00
3,853.00
3,817.00
3,830.00
growth rate -0.7% -0.5% -0.9% 0.3%
Cash Flow Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Capital Expenditures
growth rate
Cash Dividends 335.00
299.08
356.05
353.14
352.00
growth rate -10.7% 19.1% -0.8% -0.3%
Cash From OA 308.00
1,119.00
1,551.00
1,371.00
-745.00
growth rate 263.3% 38.6% -11.6% -100.0%
Sale Purchase of Stock -344.00
growth rate
FCF
growth rate
Income Statement Mar '18 Jun '18 Sep '18 Dec '18 Mar '19
Sales 2,663.00
2,744.00
2,791.00
2,794.00
2,743.00
growth rate 3.0% 1.7% 0.1% -1.8%
Op.Income 1,078.00
1,118.00
1,137.00
1,138.00
1,105.00
growth rate 3.7% 1.7% 0.1% -2.9%
IBT 977.00
1,024.00
1,049.00
1,010.00
975.00
growth rate 4.8% 2.4% -3.7% -3.5%
Net Income 788.00
819.00
832.00
798.00
792.00
growth rate 3.9% 1.6% -4.1% -0.8%
EPS
growth rate
Gross Profit 2,663.00
2,744.00
2,791.00
2,794.00
2,743.00
growth rate 3.0% 1.7% 0.1% -1.8%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (45.48)

YOY Growth Grade:

E (26.17)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 12.93 12.70 10.96
EPS / Growth 1.1% 3.94 4.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 4.3%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.1% 3.2% 3.2%
Future PE 2.28 10.08 10.08
Future EPS 4.41 5.39 5.39
Value Price
MOS %
2.49
-95.0%
13.43
-73.2%
13.43
-73.2%
MOS Price 1.24 6.72 6.72
IRT 11.80 10.55 10.55

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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