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Market Price

40.88 

0.82 2.1%

as of Feb 15 '19

52 Week Range:

34.08 43.40


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures various debt obligations, including bonds issued by the United States state or municipal governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various types of the United States public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, and other public finance bonds; and various types of non-United States public finance obligations comprising infrastructure finance, regulated utilities, pooled infrastructure, and other public finance obligations. In addition, the company insures and reinsures various types of the United States and non-United States structured finance obligations, including pooled corporate obligations, residential mortgage-backed securities, insurance securitization obligations, consumer receivables securities, financial products, commercial receivables securities, commercial mortgage-backed securities, and other structured finance securities. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was founded in 2003 and is headquartered in Hamilton, Bermuda.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Equity (BVPS) 20.85
21.17
19.12
20.67
26.16
25.74
26.53
33.82
42.19
51.88
59.28
growth rate 1.5% -9.7% 8.1% 26.6% -1.6% 3.1% 27.5% 24.8% 23.0% 14.3%
Earnings BIT -463.03
112.33
132.89
635.52
1,030.00
132.00
1,218.00
1,644.00
1,333.00
893.00
982.00
growth rate 100.0% 18.3% 378.2% 62.1% -87.2% 822.7% 35.0% -18.9% -33.0% 10.0%
Avg.PE -6.10
14.73
28.90
6.09
3.14
24.69
5.48
4.24
3.61
6.22
5.82
growth rate 100.0% 96.2% -78.9% -48.4% 686.3% -77.8% -22.6% -14.9% 72.3% -6.4%
ROA -9.00
1.65
0.92
2.96
4.02
0.62
4.81
6.97
7.16
6.13
5.10
growth rate 100.0% -44.2% 221.7% 35.8% -84.6% 675.8% 44.9% 2.7% -14.4% -16.8%
ROE -18.28
3.83
3.57
15.00
18.21
2.27
15.97
20.01
17.85
14.00
10.93
growth rate 100.0% -6.8% 320.2% 21.4% -87.5% 603.5% 25.3% -10.8% -21.6% -21.9%
ROIC -15.51
4.02
4.16
13.45
16.02
3.22
14.73
17.76
growth rate 100.0% 3.5% 223.3% 19.1% -79.9% 357.5% 20.6%
Leverage 2.28
2.37
4.71
5.39
3.83
3.45
3.18
2.59
2.40
2.18
2.11
growth rate 4.0% 98.7% 14.4% -28.9% -9.9% -7.8% -18.6% -7.3% -9.2% -3.2%
Balance Sheet Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Acct.Receivable 1,148.00
1,063.00
1,065.00
880.00
859.00
953.00
1,508.00
growth rate -7.4% 0.2% -17.4% -2.4% 10.9% 58.2%
Acct.Payable 171.00
219.00
148.00
107.00
51.00
64.00
61.00
growth rate 28.1% -32.4% -27.7% -52.3% 25.5% -4.7%
Cur.Assets 2,283.00
1,966.00
1,670.00
1,854.00
2,422.00
growth rate -13.9% -15.1% 11.0% 30.6%
Total Assets 4,555.70
16,779.40
20,471.50
17,709.00
17,242.00
16,287.00
14,919.00
14,544.00
14,151.00
14,433.00
growth rate 268.3% 22.0% -13.5% -2.6% -5.5% -8.4% -2.5% -2.7% 2.0%
Cash 12.30
44.10
107.20
215.00
138.00
184.00
75.00
166.00
118.00
144.00
growth rate 258.5% 143.1% 100.6% -35.8% 33.3% -59.2% 121.3% -28.9% 22.0%
Cur.Liabilities 6,574.00
5,336.00
4,493.00
3,977.00
3,807.00
growth rate -18.8% -15.8% -11.5% -4.3%
Liabilities 2,629.50
13,270.10
16,672.70
13,057.00
12,248.00
11,172.00
9,161.00
8,481.00
7,647.00
7,594.00
growth rate 404.7% 25.6% -21.7% -6.2% -8.8% -18.0% -7.4% -9.8% -0.7%
LT Debt 347.15
347.20
1,066.40
1,052.90
1,209.00
1,055.00
816.00
1,297.00
1,300.00
1,306.00
1,292.00
growth rate 0.0% 207.1% -1.3% 14.8% -12.7% -22.7% 59.0% 0.2% 0.5% -1.1%
Equity 1,666.57
1,926.20
3,509.30
3,798.80
4,652.00
4,994.00
5,115.00
5,758.00
6,063.00
6,504.00
6,839.00
growth rate 15.6% 82.2% 8.3% 22.5% 7.4% 2.4% 12.6% 5.3% 7.3% 5.2%
Common Shares 68.00
88.00
129.00
189.00
186.00
190.00
187.00
173.00
149.00
134.00
122.00
growth rate 29.4% 46.6% 46.5% -1.6% 2.2% -1.6% -7.5% -13.9% -10.1% -9.0%
Cash Flow Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Capital Expenditures 0.00 0.00 0.00 0.00 0.00 0.00
growth rate
Cash Dividends 11.03
16.00
22.30
33.00
33.00
69.00
75.00
76.00
72.00
69.00
70.00
growth rate 45.1% 39.4% 48.0% 0.0% 109.1% 8.7% 1.3% -5.3% -4.2% 1.5%
Cash From OA 385.85
427.00
279.20
129.00
676.00
-165.00
244.00
577.00
-71.00
-132.00
433.00
growth rate 10.7% -34.6% -53.8% 424.0% -100.0% 100.0% 136.5% -100.0% 0.0% 100.0%
FCF per Share 5.67
4.80
2.16
0.55
4.33
-0.87
1.07
2.49
1.24
-1.49
3.20
growth rate -15.3% -55.0% -74.5% 687.3% -100.0% 100.0% 132.7% -50.2% -100.0% 100.0%
Sale Purchase of Stock -24.00
149.00
-264.00
1.00
5.00
12.00
5.00
growth rate 100.0% -100.0% 100.0% 400.0% 140.0% -58.3%
FCF 386.00
427.00
279.00
104.00
676.00
-165.00
244.00
577.00
-52.00
-141.00
433.00
growth rate 10.6% -34.7% -62.7% 550.0% -100.0% 100.0% 136.5% -100.0% 0.0% 100.0%
Income Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Sales -301.60
553.20
917.20
1,313.00
1,805.00
954.00
1,602.00
2,015.00
2,008.00
1,451.00
1,633.00
growth rate 100.0% 65.8% 43.2% 37.5% -47.2% 67.9% 25.8% -0.4% -27.7% 12.5%
Op.Income 112.33
116.93
534.00
773.00
110.00
1,218.00
1,644.00
1,333.00
893.00
982.00
growth rate 4.1% 356.7% 44.8% -85.8% 1,007.3% 35.0% -18.9% -33.0% 10.0%
IBT 112.30
116.90
534.00
1,029.00
132.00
1,142.00
1,531.00
1,431.00
1,017.00
991.00
growth rate 4.1% 356.8% 92.7% -87.2% 765.2% 34.1% -6.5% -28.9% -2.6%
Net Income 68.90
86.00
484.00
773.00
110.00
808.00
1,088.00
1,056.00
881.00
730.00
growth rate 24.8% 462.8% 59.7% -85.8% 634.6% 34.7% -2.9% -16.6% -17.1%
EPS -4.46
0.77
0.66
2.56
4.16
0.57
4.30
6.26
7.08
6.56
5.96
growth rate 100.0% -14.3% 287.9% 62.5% -86.3% 654.4% 45.6% 13.1% -7.3% -9.2%
Gross Profit -350.53
226.18
469.46
879.00
1,357.00
450.00
1,436.00
1,864.00
1,564.00
1,138.00
1,226.00
growth rate 100.0% 107.6% 87.2% 54.4% -66.8% 219.1% 29.8% -16.1% -27.2% 7.7%

Quarterly Statements

Item Name Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Earnings BIT 336.00
140.00
226.00
155.00
216.00
growth rate -58.3% 61.4% -31.4% 39.4%
Balance Sheet Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Acct.Receivable 1,491.00
1,508.00
1,437.00
1,443.00
1,423.00
growth rate 1.1% -4.7% 0.4% -1.4%
Acct.Payable 45.00
61.00
growth rate 35.6%
Cur.Assets 2,656.00
2,422.00
2,444.00
2,674.00
2,375.00
growth rate -8.8% 0.9% 9.4% -11.2%
Total Assets 14,649.00
14,433.00
14,019.00
14,132.00
13,739.00
growth rate -1.5% -2.9% 0.8% -2.8%
Cash 72.00
144.00
114.00
185.00
82.00
growth rate 100.0% -20.8% 62.3% -55.7%
Inventory
growth rate
Cur.Liabilities 3,947.00
3,807.00
3,632.00
3,893.00
3,777.00
growth rate -3.6% -4.6% 7.2% -3.0%
Liabilities 7,771.00
7,594.00
7,235.00
7,498.00
7,156.00
growth rate -2.3% -4.7% 3.6% -4.6%
LT Debt 1,292.00
1,292.00
1,281.00
1,264.00
1,249.00
growth rate 0.0% -0.9% -1.3% -1.2%
Equity 6,878.00
6,839.00
6,784.00
6,634.00
6,583.00
growth rate -0.6% -0.8% -2.2% -0.8%
Common Shares 1.00
1.00
1.00
1.00
1.00
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Capital Expenditures
growth rate
Cash Dividends 17.00
17.00
18.00
19.00
18.00
growth rate 0.0% 5.9% 5.6% -5.3%
Cash From OA 156.00
79.00
27.00
417.00
-92.00
growth rate -49.4% -65.8% 1,444.4% -100.0%
Sale Purchase of Stock 2.00
1.00
1.00
growth rate -50.0% 0.0%
FCF
growth rate
Income Statement Sep '17 Dec '17 Mar '18 Jun '18 Sep '18
Sales 622.00
241.00
278.00
265.00
292.00
growth rate -61.3% 15.4% -4.7% 10.2%
Op.Income 336.00
140.00
226.00
155.00
216.00
growth rate -58.3% 61.4% -31.4% 39.4%
IBT 313.00
156.00
217.00
87.00
175.00
growth rate -50.2% 39.1% -59.9% 101.2%
Net Income 208.00
52.00
197.00
75.00
161.00
growth rate -75.0% 278.9% -61.9% 114.7%
EPS
growth rate
Gross Profit 394.00
201.00
291.00
217.00
272.00
growth rate -49.0% 44.8% -25.4% 25.4%
R&D
growth rate

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (45.18)

YOY Growth Grade:

D (39.12)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 9.65 9.65 13.72
EPS / Growth 11.9% 4.24 3.0%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 8.6%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 3.0% 7.8% 7.8%
Future PE 6.00 13.00 13.00
Future EPS 5.69 8.99 8.99
Value Price
MOS %
8.45
-79.3%
28.87
-29.4%
28.87
-29.4%
MOS Price 4.22 14.44 14.44
IRT 8.38 7.05 7.05

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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