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Market Price

67.60 

0.56 0.8%

as of Apr 18 '19

52 Week Range:

44.41 80.60


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Ingenico Group - GCS, together with its subsidiaries, provides payment solutions through in-store, mobile, and online channels worldwide. It offers in-store solutions, such as payment terminals and applications; management of installed terminals, including security application updates; connectivity; after-sales services; centralization of transactions; end-to-end security from terminal to bank or processor; value-added services; and customer loyalty solutions, including loyalty card, loyalty program management, prepaid card, gift card management, customer data analysis, and marketing campaign management. The company also provides online payment services for small and medium sized merchants comprising transaction capture; complex transaction management; and acquiring transactions, as well as payment services for large multinational companies with approximately 150 local and international payment methods to allow merchants to manage and secure their online payment processes and digital transactions. In addition, it offers white-label mobile platform that enables customers to offer secure m-POS solutions; mobile payment terminal services for chip and pin, swipe and sign, etc. markets; mobile applications for merchants; security management; third platform interfaces; mobile payment gateways; fleet management; and loyalty programs. The company markets its products and solutions under the Ingenico Smart Terminals, Ingenico Payment Services, and Ingenico ePayments brands. It serves banking, retail, transportation, petrol, digital, vending, hospitality, financial inclusion, healthcare, and e-government industries. The company has approximately 30 million terminals; serves a network of approximately 1,000 banks and acquirers; and offers a portfolio of 2,500 applications and accepts approximately 300 payment methods. Ingenico Group - GCS was founded in 1980 and is headquartered in Paris, France.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Equity (BVPS) 9.86
10.14
10.77
11.04
13.13
13.54
14.67
22.98
25.87
28.45
growth rate 2.8% 6.2% 2.5% 18.9% 3.1% 8.4% 56.7% 12.6% 10.0%
Earnings BIT 50.06
44.96
62.31
80.54
150.07
210.41
291.12
389.76
360.09
400.21
278.00
growth rate -10.2% 38.6% 29.3% 86.3% 40.2% 38.4% 33.9% -7.6% 11.1% -30.5%
Avg.PE 13.55
30.03
34.01
28.74
26.04
26.81
35.97
24.28
22.37
17.25
18.37
growth rate 121.6% 13.3% -15.5% -9.4% 3.0% 34.2% -32.5% -7.9% -22.9% 6.5%
ROA 5.78
2.89
3.39
3.96
5.99
6.27
6.41
6.38
6.11
5.22
growth rate -50.0% 17.3% 16.8% 51.3% 4.7% 2.2% -0.5% -4.2% -14.6%
ROE 11.27
5.66
7.62
9.66
14.75
15.68
18.66
17.86
15.23
14.46
growth rate -49.8% 34.6% 26.8% 52.7% 6.3% 19.0% -4.3% -14.7% -5.1%
ROIC 9.22
4.40
5.94
8.02
9.46
9.79
10.01
9.63
9.20
8.15
growth rate -52.3% 35.0% 35.0% 18.0% 3.5% 2.3% -3.8% -4.5% -11.4%
Cur. Ratio 1.82
1.43
1.33
1.84
1.74
1.49
1.27
1.55
1.68
1.05
growth rate -21.4% -7.0% 38.4% -5.4% -14.4% -14.8% 22.1% 8.4% -37.5%
Quick Ratio 1.42
1.11
1.02
1.56
1.42
1.20
0.79
1.16
1.23
0.68
growth rate -21.8% -8.1% 52.9% -9.0% -15.5% -34.2% 46.8% 6.0% -44.7%
Leverage 1.73
2.17
2.32
2.55
2.39
2.60
3.13
2.56
2.43
3.09
growth rate 25.4% 6.9% 9.9% -6.3% 8.8% 20.4% -18.2% -5.1% 27.2%
Balance Sheet Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Acct.Receivable 159.38
188.93
264.00
342.00
341.00
368.40
459.08
503.68
580.52
788.99
930.00
growth rate 18.5% 39.7% 29.6% -0.3% 8.0% 24.6% 9.7% 15.3% 35.9% 17.9%
Acct.Payable 194.00
204.00
202.00
222.90
274.85
299.19
361.95
359.75
626.00
growth rate 5.2% -1.0% 10.4% 23.3% 8.9% 21.0% -0.6% 74.0%
Cur.Assets 412.56
409.48
540.00
805.00
847.00
840.85
1,336.57
1,841.81
2,052.39
2,024.36
2,409.00
growth rate -0.8% 31.9% 49.1% 5.2% -0.7% 59.0% 37.8% 11.4% -1.4% 19.0%
Total Assets 787.50
1,071.80
1,263.00
1,587.00
1,645.00
1,990.95
3,364.89
3,860.45
4,135.59
5,676.63
6,075.00
growth rate 36.1% 17.8% 25.7% 3.7% 21.0% 69.0% 14.7% 7.1% 37.3% 7.0%
Cash 142.80
91.20
159.00
348.00
384.00
352.11
426.39
919.88
1,013.85
595.94
775.00
growth rate -36.1% 74.3% 118.9% 10.3% -8.3% 21.1% 115.7% 10.2% -41.2% 30.1%
Inventory 77.21
74.23
105.00
95.00
105.00
101.98
118.13
143.63
172.48
170.57
188.00
growth rate -3.9% 41.5% -9.5% 10.5% -2.9% 15.8% 21.6% 20.1% -1.1% 10.2%
Cur.Liabilities 226.96
286.20
406.00
438.00
487.00
563.78
1,054.71
1,186.81
1,222.63
1,933.98
2,054.00
growth rate 26.1% 41.9% 7.9% 11.2% 15.8% 87.1% 12.5% 3.0% 58.2% 6.2%
Liabilities 332.40
578.70
718.00
957.00
957.00
1,224.25
2,288.95
2,349.60
2,428.69
3,825.71
4,224.00
growth rate 74.1% 24.1% 33.3% 0.0% 27.9% 87.0% 2.7% 3.4% 57.5% 10.4%
LT Debt 61.00
215.40
220.00
422.00
379.00
558.24
1,035.30
884.50
896.19
1,549.04
1,864.00
growth rate 253.1% 2.1% 91.8% -10.2% 47.3% 85.5% -14.6% 1.3% 72.9% 20.3%
Equity 455.10
493.10
545.60
630.60
688.60
765.48
1,073.84
1,506.00
1,702.67
1,839.79
1,845.00
growth rate 8.4% 10.7% 15.6% 9.2% 11.2% 40.3% 40.2% 13.1% 8.1% 0.3%
Common Shares 45.00
48.00
50.00
58.00
59.00
60.00
60.00
62.00
64.00
65.00
63.00
growth rate 6.7% 4.2% 16.0% 1.7% 1.7% 0.0% 3.3% 3.2% 1.6% -3.1%
Cash Flow Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Capital Expenditures 21.30
0.00
24.00
35.00
50.00
40.17
51.71
62.40
76.57
87.78
117.00
growth rate -100.0% 45.8% 42.9% -19.7% 28.7% 20.7% 22.7% 14.7% 33.3%
Cash Dividends 10.80
4.30
9.40
5.30
13.90
12.47
19.80
29.86
36.28
40.48
55.00
growth rate -60.2% 118.6% -43.6% 162.3% -10.3% 58.7% 50.8% 21.5% 11.6% 35.9%
Cash From OA 90.80
73.00
123.00
94.00
162.00
209.13
294.73
336.89
310.12
339.52
339.00
growth rate -19.6% 68.5% -23.6% 72.3% 29.1% 40.9% 14.3% -8.0% 9.5% -0.2%
FCF per Share 1.54
1.05
2.48
1.82
1.91
2.87
3.00
3.87
4.37
3.68
growth rate -31.8% 136.2% -26.6% 5.0% 50.3% 4.5% 29.0% 12.9% -15.8%
Sale Purchase of Stock 0.36
0.62
2.19
0.18
1.95
growth rate 70.7% 254.4% -91.8% 981.7%
FCF 69.00
50.00
123.00
94.00
112.00
169.00
243.00
274.00
234.00
252.00
222.00
growth rate -27.5% 146.0% -23.6% 19.2% 50.9% 43.8% 12.8% -14.6% 7.7% -11.9%
Income Statement Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17 Dec '18
Sales 728.00
700.70
907.00
1,001.00
1,206.00
1,370.93
1,607.34
2,197.28
2,311.94
2,510.44
2,643.00
growth rate -3.8% 29.4% 10.4% 20.5% 13.7% 17.2% 36.7% 5.2% 8.6% 5.3%
Op.Income 57.50
47.40
40.00
58.00
100.00
210.41
291.12
389.76
360.09
400.21
278.00
growth rate -17.6% -15.6% 45.0% 72.4% 110.4% 38.4% 33.9% -7.6% 11.1% -30.5%
IBT 50.10
45.00
62.30
80.50
150.10
169.01
252.35
359.55
347.98
347.20
241.00
growth rate -10.2% 38.4% 29.2% 86.5% 12.6% 49.3% 42.5% -3.2% -0.2% -30.6%
Net Income 36.70
26.80
40.00
58.00
100.00
114.07
171.65
230.32
244.28
256.17
188.00
growth rate -27.0% 49.3% 45.0% 72.4% 14.1% 50.5% 34.2% 6.1% 4.9% -26.6%
EPS 0.82
0.56
0.80
1.09
1.80
2.07
2.94
3.76
3.91
4.06
growth rate -31.7% 42.9% 36.3% 65.1% 15.0% 42.0% 27.9% 4.0% 3.8%
Gross Profit 271.70
270.90
366.00
413.00
513.00
599.74
729.94
960.27
975.41
1,035.39
994.00
growth rate -0.3% 35.1% 12.8% 24.2% 16.9% 21.7% 31.6% 1.6% 6.2% -4.0%
R&D 61.80
75.60
84.20
76.60
93.40
102.34
114.64
156.70
178.27
186.39
171.00
growth rate 22.3% 11.4% -9.0% 21.9% 9.6% 12.0% 36.7% 13.8% 4.6% -8.3%

Quarterly Statements

Item Name Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Earnings BIT 101.86
55.27
55.27
83.73
83.73
growth rate -45.7% 0.0% 51.5% 0.0%
Balance Sheet Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Acct.Receivable 788.99
800.97
800.97
930.00
930.00
growth rate 1.5% 0.0% 16.1% 0.0%
Acct.Payable 359.75
559.10
559.10
626.00
626.00
growth rate 55.4% 0.0% 12.0% 0.0%
Cur.Assets 2,024.36
2,230.41
2,230.41
2,409.00
2,409.00
growth rate 10.2% 0.0% 8.0% 0.0%
Total Assets 5,676.63
5,794.44
5,794.44
6,075.00
6,075.00
growth rate 2.1% 0.0% 4.8% 0.0%
Cash 595.94
606.12
606.12
775.00
775.00
growth rate 1.7% 0.0% 27.9% 0.0%
Inventory 170.57
190.41
190.41
188.00
188.00
growth rate 11.6% 0.0% -1.3% 0.0%
Cur.Liabilities 1,933.98
1,899.65
1,899.65
2,054.00
2,054.00
growth rate -1.8% 0.0% 8.1% 0.0%
Liabilities 3,825.71
4,103.44
4,103.44
4,224.00
4,224.00
growth rate 7.3% 0.0% 2.9% 0.0%
LT Debt 1,549.04
1,859.57
1,859.57
1,864.00
1,864.00
growth rate 20.1% 0.0% 0.2% 0.0%
Equity 1,839.79
1,685.69
1,685.69
1,845.00
1,845.00
growth rate -8.4% 0.0% 9.5% 0.0%
Common Shares 62.36
63.15
63.15
63.00
63.00
growth rate 1.3% 0.0% -0.2% 0.0%
Cash Flow Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Capital Expenditures 25.06
26.78
26.78
31.72
31.72
growth rate 6.9% 0.0% 18.5% 0.0%
Cash Dividends 0.01
27.51
27.51
growth rate 366,740.0% 0.0%
Cash From OA 122.57
22.65
22.65
146.85
146.85
growth rate -81.5% 0.0% 548.5% 0.0%
Sale Purchase of Stock 1.20
growth rate
FCF 97.51
-4.13
-4.13
115.13
115.13
growth rate -100.0% 0.0% 100.0% 0.0%
Income Statement Dec '17 Mar '18 Jun '18 Sep '18 Dec '18
Sales 644.33
614.69
614.69
706.81
706.81
growth rate -4.6% 0.0% 15.0% 0.0%
Op.Income 101.86
55.27
55.27
83.73
83.73
growth rate -45.7% 0.0% 51.5% 0.0%
IBT 81.83
37.39
37.39
83.11
83.11
growth rate -54.3% 0.0% 122.3% 0.0%
Net Income 62.86
27.19
27.19
66.81
66.81
growth rate -56.7% 0.0% 145.7% 0.0%
Gross Profit 264.92
230.64
230.64
266.36
266.36
growth rate -12.9% 0.0% 15.5% 0.0%
R&D 47.63
43.27
43.27
42.23
42.23
growth rate -9.2% 0.0% -2.4% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

C (65.13)

YOY Growth Grade:

C (57.61)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 22.59 22.59 13.15
EPS / Growth 14.3% 2.99 9.1%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 12.7%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 9.1% 12.0% 12.0%
Future PE 13.15 19.92 19.92
Future EPS 7.14 9.30 9.30
Value Price
MOS %
23.20
-65.7%
45.81
-32.2%
45.81
-32.2%
MOS Price 11.60 22.91 22.91
IRT 12.17 10.84 10.84

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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