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Market Price

69.57 

-0.18 -0.3%

as of Jun 25 '19

52 Week Range:

59.40 71.25


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers check and savings accounts; home equity and auto financing, personal lending, private banking, mutual fund, self-directed brokerage account, and guaranteed investment certificate services; and credit cards, and payment products and solutions for individuals. It also provides lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, and trade products and services to small and medium-sized commercial businesses. In addition, this segment offers international financing and trade promotion services through branches, automated teller machines, and online and mobile banking. The company's Wealth Management provides investment, trust, banking, credit, and other wealth management solutions to high and ultra-high net worth clients; and asset management products to institutional and individual clients through its distribution channels and third-party distributors. Its Insurance segment offers life, health, home, auto, travel, wealth, annuities, and reinsurance advice and solutions; and creditor and business insurance services to individual, business, and group clients through its field sales force, advice centers, and online, as well as through independent insurance advisors and affinity relationships. The company's Investor & Treasury Services segment provides asset, cash management, transaction banking, and treasury services to institutional clients; correspondent banking and trade finance services for financial institutions; and short-term funding and liquidity management services. Its Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, sale, and trading services for corporations, institutional investors, asset managers, governments, and central banks. The company was founded in 1864 and is headquartered in Toronto, Canada.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Oct '11 Oct '12 Oct '13 Oct '14 Mar '15 Oct '15 Mar '16 Oct '16 Jan '17 Oct '17 Oct '18
Equity (BVPS) 18.25
21.07
20.56
23.06
26.41
28.57
30.30
33.37
growth rate 15.5% -2.4% 12.2% 7.0% 4.0% 3.0% 10.1%
Earnings BIT 5,613.00
11,356.00
4,382.00
11,754.00
5,700.00
13,864.00
growth rate 102.3% -61.4% 168.2% -51.5% 143.2%
Avg.PE 13.72
11.38
10.69
growth rate -8.9% -6.1%
ROA 0.62
0.94
0.96
0.97
0.97
0.90
0.93
0.95
growth rate 51.6% 2.1% 1.0% 0.0% -3.7% 1.7% 2.2%
ROE 12.94
19.49
19.37
18.79
18.43
16.66
16.90
17.19
growth rate 50.6% -0.6% -3.0% -1.0% -4.9% 0.7% 1.7%
Leverage 20.37
20.91
19.59
19.35
18.83
18.35
17.99
18.15
growth rate 2.7% -6.3% -1.2% -1.4% -1.3% -1.0% 0.9%
Balance Sheet Oct '11 Oct '12 Oct '13 Oct '14 Mar '15 Oct '15 Mar '16 Oct '16 Jan '17 Oct '17 Oct '18
Acct.Receivable 7,747.00
12,402.00
7,794.00
12,136.00
8,209.00
10,963.00
8,475.00
12,371.00
growth rate 60.1% -37.2% 55.7% -32.4% 33.6% -22.7% 46.0%
Acct.Payable 616,486.00
24,199.00
698,226.00
24,150.00
758,780.00
32,139.00
790,928.00
838,577.00
growth rate -96.1% 2,785.4% -96.5% 3,042.0% -95.8% 2,361.0% 6.0%
Cur.Assets 433,559.00
520,321.00
545,571.00
551,968.00
633,634.00
growth rate 9.6% 2.4% 0.6% 14.8%
Total Assets 940,550.00
348,411.00
1,074,208.00
365,587.00
1,180,258.00
384,565.00
1,212,853.00
1,334,734.00
growth rate -63.0% 208.3% -66.0% 222.8% -67.4% 215.4% 10.1%
Cash 15,421.00
85,470.00
9,852.00
114,839.00
11,629.00
127,621.00
26,107.00
27,809.00
growth rate 454.2% -88.5% 1,065.6% -89.9% 997.4% -79.5% 6.5%
Cur.Liabilities 766,670.00
872,426.00
955,103.00
1,011,661.00
1,125,927.00
growth rate 6.7% 4.6% 2.9% 11.3%
Liabilities 886,047.00
325,833.00
1,010,264.00
341,563.00
1,108,646.00
359,527.00
1,138,425.00
1,254,779.00
growth rate -63.2% 210.1% -66.2% 224.6% -67.6% 216.7% 10.2%
LT Debt 96,641.00
158,842.00
114,512.00
143,291.00
126,341.00
141,122.00
101,404.00
99,267.00
growth rate 64.4% -27.9% 25.1% -11.8% 11.7% -28.1% -2.1%
Equity 48,615.00
22,579.00
57,048.00
24,025.00
64,304.00
25,037.00
67,416.00
73,552.00
growth rate -53.6% 152.7% -57.9% 167.7% -61.1% 169.3% 9.1%
Common Shares 1,471.00
1,468.00
1,467.00
1,452.00
4,957.00
1,450.00
5,289.00
1,494.00
5,335.00
1,474.00
1,450.00
growth rate -0.2% -0.1% -1.0% 241.4% -70.8% 264.8% -71.8% 257.1% -72.4% -1.6%
Cash Flow Statement Oct '11 Oct '12 Oct '13 Oct '14 Mar '15 Oct '15 Mar '16 Oct '16 Jan '17 Oct '17 Oct '18
Capital Expenditures 1,227.00
1,747.00
1,337.00
2,889.00
1,257.00
2,808.00
1,364.00
1,980.00
growth rate 42.4% -23.5% 116.1% -56.5% 123.4% -51.4% 45.2%
Cash Dividends 4,211.00
461.00
4,564.00
737.00
4,997.00
384.00
5,309.00
5,640.00
growth rate -89.1% 890.0% -83.9% 578.0% -92.3% 1,282.6% 6.2%
Cash From OA -37,165.00
-642.00
-62,830.00
11,018.00
7,925.00
11,712.00
4,429.00
-31,275.00
growth rate 0.0% 0.0% 100.0% -28.1% 47.8% -62.2% -100.0%
FCF per Share 4.45
-1.80
0.67
6.82
12.13
8.41
18.50
12.93
growth rate -100.0% 100.0% 917.9% 33.4% -16.7% 48.3% -30.1%
Sale Purchase of Stock 5,607.00
-864.00
6,277.00
-173.00
5,452.00
-547.00
4,743.00
growth rate -100.0% 100.0% -100.0% 100.0% -100.0% 100.0%
FCF 9,000.00
-3,425.00
6,296.00
13,947.00
-2,389.00
22,812.00
8,129.00
25,599.00
8,904.00
36,361.00
15,494.00
growth rate -100.0% 100.0% 121.5% -100.0% 100.0% -64.4% 214.9% -65.2% 308.4% -57.4%
Income Statement Oct '11 Oct '12 Oct '13 Oct '14 Mar '15 Oct '15 Mar '16 Oct '16 Jan '17 Oct '17 Oct '18
Sales 32,844.00
13,376.00
34,205.00
12,418.00
37,249.00
12,593.00
39,519.00
41,269.00
growth rate -59.3% 155.7% -63.7% 200.0% -66.2% 213.8% 4.4%
Op.Income 12,376.00
2,891.00
13,335.00
1,469.00
14,269.00
2,897.00
15,687.00
16,837.00
growth rate -76.6% 361.3% -89.0% 871.3% -79.7% 441.5% 7.3%
IBT 11,710.00
2,891.00
12,623.00
1,469.00
13,299.00
2,897.00
14,672.00
15,760.00
growth rate -75.3% 336.6% -88.4% 805.3% -78.2% 406.5% 7.4%
Net Income 8,910.00
1,874.00
9,925.00
1,170.00
10,405.00
2,150.00
11,428.00
12,400.00
growth rate -79.0% 429.6% -88.2% 789.3% -79.3% 431.5% 8.5%
EPS 4.19
4.91
5.49
6.00
6.73
6.78
7.56
8.36
growth rate 17.2% 11.8% 9.3% 5.9% 0.4% 5.6% 10.6%
Gross Profit 32,844.00
13,376.00
34,205.00
12,418.00
37,249.00
12,593.00
39,519.00
41,269.00
growth rate -59.3% 155.7% -63.7% 200.0% -66.2% 213.8% 4.4%

Quarterly Statements

Item Name Apr '18 Jul '18 Oct '18 Jan '19 Apr '19
Balance Sheet
Acct.Receivable 12,371.00
growth rate
Acct.Payable 822,048.00
832,261.00
838,577.00
852,564.00
864,101.00
growth rate 1.2% 0.8% 1.7% 1.4%
Cur.Assets 571,538.00
575,969.00
633,634.00
615,757.00
608,745.00
growth rate 0.8% 10.0% -2.8% -1.1%
Total Assets 1,274,778.00
1,292,374.00
1,334,734.00
1,366,207.00
1,378,876.00
growth rate 1.4% 3.3% 2.4% 0.9%
Cash 30,165.00
29,315.00
27,809.00
37,733.00
30,741.00
growth rate -2.8% -5.1% 35.7% -18.5%
Cur.Liabilities 1,033,080.00
1,051,252.00
1,125,927.00
1,119,364.00
1,130,557.00
growth rate 1.8% 7.1% -0.6% 1.0%
Liabilities 1,198,753.00
1,214,502.00
1,254,779.00
1,285,557.00
1,296,930.00
growth rate 1.3% 3.3% 2.5% 0.9%
LT Debt 108,559.00
103,681.00
99,267.00
98,773.00
99,200.00
growth rate -4.5% -4.3% -0.5% 0.4%
Equity 69,122.00
71,475.00
73,552.00
74,147.00
76,139.00
growth rate 3.4% 2.9% 0.8% 2.7%
Common Shares 17,634.00
17,642.00
17,635.00
17,601.00
17,638.00
growth rate 0.1% 0.0% -0.2% 0.2%
Cash Flow Statement Apr '18 Jul '18 Oct '18 Jan '19 Apr '19
Capital Expenditures 517.00
521.00
585.00
561.00
575.00
growth rate 0.8% 12.3% -4.1% 2.5%
Cash Dividends 1,391.00
1,427.00
1,426.00
1,483.00
1,481.00
growth rate 2.6% -0.1% 4.0% -0.1%
Cash From OA -29,878.00
5,300.00
-10,857.00
-4,291.00
-22,711.00
growth rate 100.0% -100.0% 0.0% 0.0%
Sale Purchase of Stock 1,417.00
growth rate
FCF -30,395.00
4,779.00
-11,442.00
-4,852.00
-23,286.00
growth rate 100.0% -100.0% 0.0% 0.0%
Income Statement Apr '18 Jul '18 Oct '18 Jan '19 Apr '19
Sales 9,780.00
10,679.00
10,316.00
11,075.00
11,073.00
growth rate 9.2% -3.4% 7.4% 0.0%
Op.Income 4,143.00
4,167.00
4,219.00
4,228.00
4,296.00
growth rate 0.6% 1.3% 0.2% 1.6%
IBT 3,877.00
3,896.00
3,940.00
3,938.00
3,997.00
growth rate 0.5% 1.1% -0.1% 1.5%
Net Income 3,051.00
3,101.00
3,247.00
3,170.00
3,226.00
growth rate 1.6% 4.7% -2.4% 1.8%
Gross Profit 9,780.00
10,679.00
10,316.00
11,075.00
11,073.00
growth rate 9.2% -3.4% 7.4% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

E (31.75)

YOY Growth Grade:

E (18.77)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 11.33 11.07
EPS / Growth 6.29

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 21.5%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 21.5% 21.5% 21.5%
Future PE 0.01 7.56 18.11
Future EPS 44.03 44.03 44.03
Value Price
MOS %
0.11
-99.8%
82.25
18.2%
197.08
183.3%
MOS Price 0.05 41.12 98.54
IRT 5.55 5.55 5.55

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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