Market Price

127.84 

-1.82 -1.4%

as of Nov 15 '18

52 Week Range:

110.55 156.00


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Cummins Inc. designs, manufactures, distributes, and services diesel and natural gas engines, and engine-related component products worldwide. It operates through four segments: Engine, Distribution, Components, and Power Systems segments. The Engine segment manufactures and markets a range of diesel and natural gas powered engines under the Cummins and other customer brands for the heavy-and medium-duty truck, bus, recreational vehicle, light-duty automotive, construction, mining, marine, rail, oil and gas, defense, and agricultural markets. This segment also offers new parts and services, as well as remanufactured parts and engines. The Distribution segment distributes parts, engines, and power generation products; and provides service solutions, such as maintenance contracts, engineering services, and integrated products. The Components segment offers emission solutions, including custom engineering systems and integrated controls, oxidation catalysts, particulate filters, selective catalytic reduction systems, and engineered components; and turbochargers for light-duty, mid-range, heavy-duty, and high-horsepower diesel markets. This segment also provides air and fuel filters, fuel water separators, lube and hydraulic filters, coolants, fuel additives, and other filtration systems; and fuel systems for heavy-duty on-highway diesel engine applications, as well as remanufactures fuel systems. The Power Generation segment offers components that back-up and prime power generators, controls, paralleling systems, and transfer switches, as well as A/C generator/alternator products under the Stamford, AVK, and Markon brands. Cummins Inc. sells its products to original equipment manufacturers, dealers/distributors, and end users. The company was formerly known as Cummins Engine Company and changed its name to Cummins Inc. in 2001. Cummins Inc. was founded in 1919 and is headquartered in Columbus, Indiana.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Oct '17
Equity (BVPS) 10.74
13.69
12.34
14.85
20.95
25.77
27.64
34.98
40.48
39.00
38.57
growth rate 27.5% -9.9% 20.3% 41.1% 23.0% 7.3% 26.6% 15.7% -3.7% -1.1%
Earnings BIT 2,018.00
2,118.00
1,781.00
1,997.00
growth rate 5.0% -15.9% 12.1%
Avg.PE 17.33
22.24
growth rate 28.3%
ROA 9.44
9.03
4.94
10.82
16.75
13.59
10.87
10.82
9.05
9.25
6.04
growth rate -4.3% -45.3% 119.0% 54.8% -18.9% -20.0% -0.5% -16.4% 2.2% -34.7%
ROE 23.80
22.74
12.22
24.64
36.37
27.20
21.02
21.64
18.46
19.52
14.14
growth rate -4.5% -46.3% 101.6% 47.6% -25.2% -22.7% 3.0% -14.7% 5.7% -27.6%
ROIC 19.59
19.27
10.71
21.26
31.88
24.35
17.96
17.97
15.45
16.07
11.40
growth rate -1.6% -44.4% 98.5% 50.0% -23.6% -26.2% 0.1% -14.0% 4.0% -29.1%
Cur. Ratio 1.78
1.79
2.06
1.93
1.94
2.29
2.56
2.25
2.09
1.78
1.57
growth rate 0.6% 15.1% -6.3% 0.5% 18.0% 11.8% -12.1% -7.1% -14.8% -11.8%
Quick Ratio 0.99
0.87
1.28
1.11
1.17
1.30
1.63
1.33
1.22
1.02
0.91
growth rate -12.1% 47.1% -13.3% 5.4% 11.1% 25.4% -18.4% -8.3% -16.4% -10.8%
Leverage 2.40
2.64
2.34
2.23
2.12
1.90
1.96
2.04
2.04
2.18
2.49
growth rate 10.0% -11.4% -4.7% -4.9% -10.4% 3.2% 4.1% 0.0% 6.9% 14.2%
Balance Sheet Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Oct '17
Acct.Receivable 3,116.00
2,996.00
3,217.00
3,770.00
growth rate -3.9% 7.4% 17.2%
Acct.Payable 1,881.00
1,706.00
1,854.00
2,579.00
growth rate -9.3% 8.7% 39.1%
Cur.Assets 9,055.00
7,947.00
7,707.00
8,928.00
growth rate -12.2% -3.0% 15.8%
Total Assets 15,764.00
15,134.00
15,011.00
18,075.00
growth rate -4.0% -0.8% 20.4%
Cash 2,301.00
1,711.00
1,120.00
1,369.00
growth rate -25.6% -34.5% 22.2%
Inventory 2,866.00
2,707.00
2,675.00
3,166.00
growth rate -5.6% -1.2% 18.4%
Cur.Liabilities 4,021.00
3,803.00
4,325.00
5,677.00
growth rate -5.4% 13.7% 31.3%
Liabilities 7,671.00
7,384.00
7,837.00
9,911.00
growth rate -3.7% 6.1% 26.5%
LT Debt 1,577.00
1,576.00
1,568.00
1,588.00
growth rate -0.1% -0.5% 1.3%
Equity 7,749.00
7,406.00
6,875.00
7,259.00
growth rate -4.4% -7.2% 5.6%
Common Shares 200.00
197.00
198.00
197.00
194.00
190.00
187.00
183.00
178.00
169.00
167.00
growth rate -1.5% 0.5% -0.5% -1.5% -2.1% -1.6% -2.1% -2.7% -5.1% -1.2%
Cash Flow Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Oct '17
Capital Expenditures 743.00
744.00
531.00
506.00
growth rate 0.1% -28.6% -4.7%
Cash Dividends 512.00
622.00
676.00
701.00
growth rate 21.5% 8.7% 3.7%
Cash From OA 2,266.00
2,065.00
1,939.00
2,277.00
growth rate -8.9% -6.1% 17.4%
FCF per Share 1.37
1.58
1.85
2.72
4.51
2.90
5.13
6.32
6.25
8.37
7.54
growth rate 15.3% 17.1% 47.0% 65.8% -35.7% 76.9% 23.2% -1.1% 33.9% -9.9%
Sale Purchase of Stock -910.00
-876.00
-451.00
growth rate 0.0% 0.0%
FCF 390.00
362.00
792.00
599.00
1,391.00
755.00
1,349.00
1,468.00
1,260.00
1,341.00
1,690.00
growth rate -7.2% 118.8% -24.4% 132.2% -45.7% 78.7% 8.8% -14.2% 6.4% 26.0%
Income Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Oct '17
Sales 19,221.00
19,110.00
17,509.00
20,428.00
growth rate -0.6% -8.4% 16.7%
Op.Income 2,018.00
2,118.00
1,781.00
1,997.00
growth rate 5.0% -15.9% 12.1%
IBT 2,434.00
2,025.00
1,930.00
2,365.00
growth rate -16.8% -4.7% 22.5%
Net Income 1,651.00
1,399.00
1,394.00
999.00
growth rate -15.3% -0.4% -28.3%
EPS 3.70
3.84
2.16
5.28
9.55
8.67
7.91
9.02
7.84
8.23
5.97
growth rate 3.8% -43.8% 144.4% 80.9% -9.2% -8.8% 14.0% -13.1% 5.0% -27.5%
Gross Profit 4,861.00
4,947.00
4,452.00
5,090.00
growth rate 1.8% -10.0% 14.3%
R&D 754.00
735.00
636.00
752.00
growth rate -2.5% -13.5% 18.2%

Quarterly Statements

Item Name Apr '17 Jul '17 Oct '17 Apr '18 Jul '18
Earnings BIT 566.00
498.00
546.00
415.00
613.00
growth rate -12.0% 9.6% -24.0% 47.7%
Balance Sheet Apr '17 Jul '17 Oct '17 Apr '18 Jul '18
Acct.Receivable 2,980.00
3,553.00
3,770.00
3,845.00
4,095.00
growth rate 19.2% 6.1% 2.0% 6.5%
Acct.Payable 3,443.00
2,300.00
2,579.00
2,854.00
2,981.00
growth rate -33.2% 12.1% 10.7% 4.5%
Cur.Assets 8,159.00
8,602.00
8,928.00
9,201.00
9,835.00
growth rate 5.4% 3.8% 3.1% 6.9%
Total Assets 15,634.00
16,260.00
18,075.00
18,392.00
18,915.00
growth rate 4.0% 11.2% 1.8% 2.8%
Cash 1,322.00
1,293.00
1,369.00
1,207.00
1,318.00
growth rate -2.2% 5.9% -11.8% 9.2%
Inventory 2,894.00
2,982.00
3,166.00
3,411.00
3,559.00
growth rate 3.0% 6.2% 7.7% 4.3%
Cur.Liabilities 4,662.00
4,894.00
5,677.00
5,832.00
6,104.00
growth rate 5.0% 16.0% 2.7% 4.7%
Liabilities 8,469.00
8,438.00
9,911.00
10,096.00
10,721.00
growth rate -0.4% 17.5% 1.9% 6.2%
LT Debt 1,576.00
1,564.00
1,588.00
1,571.00
1,556.00
growth rate -0.8% 1.5% -1.1% -1.0%
Equity 7,165.00
7,493.00
7,259.00
7,394.00
7,299.00
growth rate 4.6% -3.1% 1.9% -1.3%
Common Shares 2,163.00
556.00
556.00
556.00
556.00
growth rate -74.3% 0.0% 0.0% 0.0%
Cash Flow Statement Apr '17 Jul '17 Oct '17 Apr '18 Jul '18
Capital Expenditures 81.00
101.00
224.00
72.00
114.00
growth rate 24.7% 121.8% -67.9% 58.3%
Cash Dividends 181.00
172.00
179.00
178.00
177.00
growth rate -5.0% 4.1% -0.6% -0.6%
Cash From OA 379.00
447.00
806.00
-117.00
590.00
growth rate 17.9% 80.3% -100.0% 100.0%
Sale Purchase of Stock -51.00
-69.00
-60.00
-163.00
growth rate 0.0% 0.0% 0.0%
FCF 298.00
346.00
582.00
-189.00
476.00
growth rate 16.1% 68.2% -100.0% 100.0%
Income Statement Apr '17 Jul '17 Oct '17 Apr '18 Jul '18
Sales 4,589.00
5,078.00
5,476.00
5,570.00
6,132.00
growth rate 10.7% 7.8% 1.7% 10.1%
Op.Income 546.00
498.00
546.00
415.00
613.00
growth rate -8.8% 9.6% -24.0% 47.7%
IBT 548.00
599.00
596.00
523.00
715.00
growth rate 9.3% -0.5% -12.3% 36.7%
Net Income 396.00
424.00
-274.00
325.00
545.00
growth rate 7.1% -100.0% 100.0% 67.7%
Gross Profit 1,128.00
1,249.00
1,374.00
1,200.00
1,440.00
growth rate 10.7% 10.0% -12.7% 20.0%
R&D 158.00
174.00
207.00
210.00
219.00
growth rate 10.1% 19.0% 1.5% 4.3%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

D (38.23)

YOY Growth Grade:

F (16.25)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 20.28 20.21
EPS / Growth 6.33

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 0.8%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 0.8% 0.8% 0.8%
Future PE 0.01 0.82 0.82
Future EPS 6.86 6.86 6.86
Value Price
MOS %
0.02
-100.0%
1.38
-98.9%
1.38
-98.9%
MOS Price 0.01 0.69 0.69
IRT 18.65 18.65 18.65

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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