Market Price

37.36 

0.72 2.0%

as of Nov 16 '18

52 Week Range:

34.99 52.50


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers primarily in the United States, Europe, and Japan. The company's General Insurance segment offers general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products, as well as various risk-sharing and other customized structured programs; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, surety, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officer's liability, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, voluntary and sponsor-paid personal accident, and supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, fixed index and fixed annuities, and retail mutual funds; group mutual funds, fixed annuities, and variable annuities, as well as individual annuity and investment products, and financial planning and advisory services; and term life and universal life insurance. This segment also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, wirehouses, and broker-dealers. The company's Legacy Portfolio segment offers legacy insurance products. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Equity (BVPS) 11,189.22
374.81
26.15
47.70
35.02
51.99
49.08
64.93
75.90
84.26
67.52
growth rate -96.7% -93.0% 82.4% -26.6% 48.5% -5.6% 32.3% 16.9% 11.0% -19.9%
Earnings BIT 12,031.00
5,749.00
254.00
2,905.00
growth rate -52.2% -95.6% 1,043.7%
Avg.PE 188.20
190.55
-202.25
growth rate 1.3% -100.0%
ROA 0.61
-10.34
-1.43
0.21
2.74
0.62
1.67
1.42
0.43
-0.17
-1.22
growth rate -100.0% 0.0% 100.0% 1,204.8% -77.4% 169.4% -15.0% -69.7% -100.0% 0.0%
ROE 6.28
-133.73
-46.44
23.67
28.72
3.39
9.15
7.26
2.23
-1.02
-8.60
growth rate -100.0% 0.0% 100.0% 21.3% -88.2% 169.9% -20.7% -69.3% -100.0% 0.0%
Leverage 11.07
16.33
21,189.63
51.24
5.30
5.60
5.38
4.82
5.54
6.53
7.65
growth rate 47.5% 129,658.9% -99.8% -89.7% 5.7% -3.9% -10.4% 14.9% 17.9% 17.2%
Balance Sheet Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Acct.Receivable 12,031.00
11,451.00
10,465.00
10,248.00
growth rate -4.8% -8.6% -2.1%
Acct.Payable 77,077.00
78,393.00
growth rate 1.7%
Cur.Assets 53,332.00
47,727.00
58,232.00
59,615.00
growth rate -10.5% 22.0% 2.4%
Total Assets 515,581.00
496,842.00
498,264.00
498,301.00
growth rate -3.6% 0.3% 0.0%
Cash 1,758.00
1,629.00
1,868.00
2,362.00
growth rate -7.3% 14.7% 26.5%
Cur.Liabilities 23,597.00
23,338.00
104,833.00
100,743.00
growth rate -1.1% 349.2% -3.9%
Liabilities 408,309.00
406,632.00
421,406.00
432,593.00
growth rate -0.4% 3.6% 2.7%
LT Debt 31,217.00
29,249.00
30,912.00
29,355.00
growth rate -6.3% 5.7% -5.0%
Equity 106,898.00
89,658.00
76,300.00
65,171.00
growth rate -16.1% -14.9% -14.6%
Common Shares 130.00
132.00
135.00
137.00
1,799.00
1,687.00
1,481.00
1,448.00
1,334.00
1,091.00
931.00
growth rate 1.5% 2.3% 1.5% 1,213.1% -6.2% -12.2% -2.2% -7.9% -18.2% -14.7%
Cash Flow Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Cash Dividends 712.00
1,028.00
1,372.00
1,172.00
growth rate 44.4% 33.5% -14.6%
Cash From OA 5,007.00
2,877.00
2,383.00
-8,585.00
growth rate -42.5% -17.2% -100.0%
FCF per Share 2,510.94
26.46
43.80
118.41
0.25
1.72
2.35
3.52
1.93
1.93
-7.48
growth rate -99.0% 65.5% 170.3% -99.8% 588.0% 36.6% 49.8% -45.2% 0.0% -100.0%
Sale Purchase of Stock -10,691.00
-11,460.00
-6,275.00
growth rate 0.0% 0.0%
FCF 29,529.00
-4,062.00
18,080.00
16,643.00
35.00
3,676.00
5,865.00
5,007.00
2,877.00
2,383.00
-8,585.00
growth rate -100.0% 100.0% -8.0% -99.8% 10,402.9% 59.6% -14.6% -42.5% -17.2% -100.0%
Income Statement Dec '07 Dec '08 Dec '09 Dec '10 Dec '11 Dec '12 Dec '13 Dec '14 Dec '15 Dec '16 Dec '17
Sales 63,587.00
58,239.00
51,209.00
49,553.00
growth rate -8.4% -12.1% -3.2%
Op.Income 12,031.00
5,749.00
254.00
2,905.00
growth rate -52.2% -95.6% 1,043.7%
IBT 10,501.00
3,281.00
-74.00
1,466.00
growth rate -68.8% -100.0% 100.0%
Net Income 7,529.00
2,196.00
-849.00
-6,084.00
growth rate -70.8% -100.0% 0.0%
EPS 47.80
-756.85
-90.48
11.60
11.01
2.04
6.13
5.20
1.65
-0.78
-6.54
growth rate -100.0% 0.0% 100.0% -5.1% -81.5% 200.5% -15.2% -68.3% -100.0% 0.0%
Gross Profit 24,623.00
17,927.00
10,546.00
11,701.00
growth rate -27.2% -41.2% 11.0%

Quarterly Statements

Item Name Jun '17 Sep '17 Dec '17 Mar '18 Jun '18
Earnings BIT 1,979.00
-2,469.00
1,097.00
1,523.00
1,730.00
growth rate -100.0% 100.0% 38.8% 13.6%
Balance Sheet Jun '17 Sep '17 Dec '17 Mar '18 Jun '18
Acct.Receivable 10,921.00
11,156.00
10,248.00
11,107.00
10,860.00
growth rate 2.2% -8.1% 8.4% -2.2%
Acct.Payable 80,087.00
78,393.00
78,098.00
76,713.00
growth rate -2.1% -0.4% -1.8%
Cur.Assets 64,164.00
61,328.00
59,615.00
65,955.00
67,897.00
growth rate -4.4% -2.8% 10.6% 2.9%
Total Assets 499,762.00
503,073.00
498,301.00
499,143.00
496,829.00
growth rate 0.7% -1.0% 0.2% -0.5%
Cash 2,517.00
2,433.00
2,362.00
2,103.00
2,135.00
growth rate -3.3% -2.9% -11.0% 1.5%
Cur.Liabilities 22,768.00
102,096.00
100,743.00
100,339.00
98,286.00
growth rate 348.4% -1.3% -0.4% -2.1%
Liabilities 425,438.00
430,061.00
432,593.00
435,786.00
435,032.00
growth rate 1.1% 0.6% 0.7% -0.2%
LT Debt 30,977.00
30,277.00
29,355.00
32,549.00
33,157.00
growth rate -2.3% -3.1% 10.9% 1.9%
Equity 73,732.00
72,468.00
65,171.00
62,792.00
61,186.00
growth rate -1.7% -10.1% -3.7% -2.6%
Common Shares 4,766.00
4,766.00
4,766.00
4,766.00
4,766.00
growth rate 0.0% 0.0% 0.0% 0.0%
Cash Flow Statement Jun '17 Sep '17 Dec '17 Mar '18 Jun '18
Cash Dividends 287.00
287.00
288.00
289.00
286.00
growth rate 0.0% 0.4% 0.4% -1.0%
Cash From OA 90.00
90.00
610.00
-938.00
598.00
growth rate 0.0% 577.8% -100.0% 100.0%
Sale Purchase of Stock -2,415.00
-275.00
-298.00
-298.00
growth rate 0.0% 0.0% 0.0%
Income Statement Jun '17 Sep '17 Dec '17 Mar '18 Jun '18
Sales 12,493.00
11,750.00
12,689.00
11,711.00
11,630.00
growth rate -6.0% 8.0% -7.7% -0.7%
Op.Income 1,979.00
-2,469.00
1,097.00
1,523.00
1,730.00
growth rate -100.0% 100.0% 38.8% 13.6%
IBT 1,667.00
-2,803.00
875.00
1,227.00
1,252.00
growth rate -100.0% 100.0% 40.2% 2.0%
Net Income 1,130.00
-1,739.00
-6,660.00
938.00
937.00
growth rate -100.0% 0.0% 100.0% -0.1%
Gross Profit 4,188.00
-351.00
3,308.00
3,770.00
3,853.00
growth rate -100.0% 100.0% 14.0% 2.2%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (0.00)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

Current EPS is negative, therefore value price cannot be calculated.

PE and EPS

Historical Current Forward
PE -202.25 -5.19
EPS / Growth -7.20

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 1.0%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 1.0% 1.0% 1.0%
Future PE 0.01 0.01 0.67
Future EPS 0.00 0.00 0.00
Value Price
MOS %
0.00
-100.0%
0.00
-100.0%
0.00
-100.0%
MOS Price 0.00 0.00 0.00
IRT 99.00 99.00 99.00

Graham Number:

Current EPS is negative, therefore Graham Number cannot be calculated.
NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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