Need an investment idea? Check out Popular Stocks and S2O Stock Screener.

Market Price

805.00 

0.00 0.0%

as of Apr 19 '19

52 Week Range:

688.00 823.00


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Banque Cantonale Vaudoise provides a range of financial services in Vaud Canton and rest of Switzerland, and internationally. The company offers current, savings, and retirement accounts; credit and payment cards; mortgage, home, and construction loans; and production equipment financing products, and working capital and international trade finance products. It also provides a range of banking products, such as investments, financial planning services, and trading through its online platform; cash management services, as well as instruments for hedging exchange-rate and interest-rate risk; asset management services; and investment and hedging products, such as currencies, equities, bonds, derivatives, and structured products. In addition, the company engages in market transactions in equities, fixed-income instruments, forex, and precious metals on behalf of clients. Further, it provides life and disability insurance products, and online banking services; manages finances and investments of high-net-worth individuals; and advices on issues, such as tax planning, estate planning, life insurance, and disability coverage. The company operates through a network of approximately 60 branches and 230 ATMs. It primarily serves retail and business customers, and public sector institutions. Banque Cantonale Vaudoise was founded in 1845 and is headquartered in Lausanne, Switzerland.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Dec '12 Dec '13 Dec '14 Dec '15 Dec '16
Avg.PE 17.66
17.59
growth rate -0.4%
Balance Sheet Dec '12 Dec '13 Dec '14 Dec '15 Dec '16
Acct.Receivable 2,038.00
1,653.00
1,487.00
1,820.00
1,394.00
growth rate -18.9% -10.0% 22.4% -23.4%
Acct.Payable 27,203.00
28,251.00
28,532.00
28,877.00
29,245.00
growth rate 3.9% 1.0% 1.2% 1.3%
Cur.Assets 7,903.00
7,712.00
7,632.00
9,593.00
9,764.00
growth rate -2.4% -1.0% 25.7% 1.8%
Total Assets 39,800.00
40,454.00
41,819.00
43,418.00
44,085.00
growth rate 1.6% 3.4% 3.8% 1.5%
Cash 4,735.00
4,669.00
4,960.00
6,861.00
7,496.00
growth rate -1.4% 6.2% 38.3% 9.3%
Inventory 19.00
23.00
26.00
28.00
27.00
growth rate 21.1% 13.0% 7.7% -3.6%
Cur.Liabilities 27,841.00
28,844.00
30,737.00
31,844.00
34,411.00
growth rate 3.6% 6.6% 3.6% 8.1%
Liabilities 36,485.00
37,132.00
38,478.00
40,021.00
40,665.00
growth rate 1.8% 3.6% 4.0% 1.6%
LT Debt 8,412.00
8,066.00
7,652.00
8,137.00
6,191.00
growth rate -4.1% -5.1% 6.3% -23.9%
Common Shares 86.00
86.00
86.00
86.00
growth rate 0.0% 0.0% 0.0%
Cash Flow Statement Dec '12 Dec '13 Dec '14 Dec '15 Dec '16
Capital Expenditures 25.00
23.00
13.00
6.00
7.00
growth rate -8.0% -43.5% -53.9% 16.7%
Cash From OA 2,370.00
310.00
-109.00
1,029.00
908.00
growth rate -86.9% -100.0% 100.0% -11.8%
FCF 2,345.00
287.00
-122.00
1,023.00
901.00
growth rate -87.8% -100.0% 100.0% -11.9%
Income Statement Dec '12 Dec '13 Dec '14 Dec '15 Dec '16
Sales 1,006.00
948.00
1,010.00
1,026.00
967.00
growth rate -5.8% 6.5% 1.6% -5.8%
Op.Income 311.00
343.00
379.00
399.00
386.00
growth rate 10.3% 10.5% 5.3% -3.3%
Net Income 311.00
280.00
296.00
336.00
310.00
growth rate -10.0% 5.7% 13.5% -7.7%
Gross Profit 1,006.00
948.00
1,010.00
1,026.00
967.00
growth rate -5.8% 6.5% 1.6% -5.8%

Quarterly Statements

Item Name Dec '15 Mar '16 Jun '16 Sep '16 Dec '16
Balance Sheet
Acct.Receivable 1,820.00
2,399.00
2,399.00
1,394.00
1,394.00
growth rate 31.8% 0.0% -41.9% 0.0%
Acct.Payable 28,877.00
28,419.00
28,419.00
29,245.00
29,245.00
growth rate -1.6% 0.0% 2.9% 0.0%
Cur.Assets 9,593.00
10,737.00
10,737.00
9,764.00
9,764.00
growth rate 11.9% 0.0% -9.1% 0.0%
Total Assets 43,418.00
44,747.00
44,747.00
44,085.00
44,085.00
growth rate 3.1% 0.0% -1.5% 0.0%
Cash 6,861.00
7,152.00
7,152.00
7,496.00
7,496.00
growth rate 4.2% 0.0% 4.8% 0.0%
Inventory 28.00
27.00
27.00
27.00
27.00
growth rate -3.6% 0.0% 0.0% 0.0%
Cur.Liabilities 33,862.00
32,519.00
32,519.00
34,411.00
34,411.00
growth rate -4.0% 0.0% 5.8% 0.0%
Liabilities 40,021.00
41,477.00
41,477.00
40,665.00
40,665.00
growth rate 3.6% 0.0% -2.0% 0.0%
LT Debt 6,119.00
8,835.00
8,835.00
6,191.00
6,191.00
growth rate 44.4% 0.0% -29.9% 0.0%
Common Shares 86.00
86.00
86.00
86.00
growth rate 0.0% 0.0% 0.0%
Cash Flow Statement Dec '15 Mar '16 Jun '16 Sep '16 Dec '16
Income Statement Dec '15 Mar '16 Jun '16 Sep '16 Dec '16
Sales 267.00
247.00
247.00
237.00
237.00
growth rate -7.5% 0.0% -4.1% 0.0%
Op.Income 78.00
99.00
99.00
94.00
94.00
growth rate 26.9% 0.0% -5.1% 0.0%
Net Income 78.00
78.00
78.00
76.00
76.00
growth rate 0.0% 0.0% -2.6% 0.0%
Gross Profit 267.00
247.00
247.00
237.00
237.00
growth rate -7.5% 0.0% -4.1% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

F (0.00)

YOY Growth Grade:

F (0.00)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 19.81 19.81 20.20
EPS / Growth 0.9% 40.63 0.4%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate:

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 0.4% 0.7% 0.7%
Future PE 0.80 13.78 13.78
Future EPS 42.29 43.40 43.40
Value Price
MOS %
8.36
-99.0%
147.77
-81.6%
147.77
-81.6%
MOS Price 4.18 73.88 73.88
IRT 19.03 18.56 18.56

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.

Risk / Reward Ratios

The functionality you are trying to reach is available to registered users only.

Login to your account or Register Now if you are not registered yet. Registration is FREE and will take only a minute.