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Market Price

75.45 

0.29 0.4%

as of Apr 25 '19

52 Week Range:

65.23 76.74


Stock Analyzer Tutorials

S2O Stock Analyzer - General Info

General Info


type: video (mp4); length: 3:30

Demonstrates how to use Stock Analyzer, shows how to analyze a stock and explains in detail "General Info" section of the Stock Analyzer result page.

S2O Stock Analyzer - Financial Statements

Financial Statements


type: video (mp4); length: 5:10

Explains information presented in the Financial Statements section of the S2O Stock Analyzer: financial statements charts, absolute values and growth rates.

S2O Stock Analyzer - Growth Grade and Financial Ratios

Growth Grade and Financial Ratios


type: video (mp4); length: 5:09

Demonstrates how to use Growth Grade & Financial Ratios section; shows the difference between historical and year-over-year Growth Grade on the real life example.

S2O Stock Analyzer - Value Price

Value Price


type: video (mp4); length: 6:03

Demonstrates how to use Value Price (intrinsic value) and the Graham Number, MOS (margin of safety) and IRT - Investment Recovery Time; explains 3 different projection models used to compute value price - pessimistic, moderate and optimistic.

S2O Stock Analyzer - Price Charts

Price Charts


type: video (mp4); length: 8:34

Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

General Info

Commonwealth Bank of Australia provides integrated financial services in Australia, New Zealand, and internationally. The company offers retail, premium, business, and institutional banking; and funds management, superannuation, insurance, investment, and share-broking products and services. It operates through Retail Banking Services, Business and Private Banking, Institutional Banking and Markets, Wealth Management, New Zealand, Bankwest, and IFS and Other Divisions. The company provides transaction and savings accounts, term deposits, personal and business loans, credit cards, insurance products, international payment, and private banking services, as well as home loans. It also offers financial planning and share trading services, managed funds, investment growth bonds, property investments, and self-managed super funds; allocated pensions and guaranteed annuities; and merchant, international and foreign exchange, insurance and risk management services. In addition, the company provides debt raising, financial and commodities price risk management, and transactional banking services; asset management, platform administration, and financial advice services. It operates 1,267 branches; and 4,253 ATMs in Australia. Commonwealth Bank of Australia was founded in 1911 and is headquartered in Sydney, Australia.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

You can check "Annual Financial Statements" and "Quarterly Financial Statements" sections for exact numbers and growth rates.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item. A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss. (source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement



 

Cash Flow Statement



 

Balance Sheet



 

Liquidity Ratios

Current Ratio


 

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio


 

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage


 

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA


 

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE


 

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity. ROE is sometimes called "return on net worth."

ROIC


 

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Oct '15 Jun '16 Oct '16 Jun '17 Oct '17 Jun '18
Equity (BVPS) 23.55
24.06
26.49
28.62
30.93
34.65
35.49
37.31
growth rate 2.2% 10.1% 8.0% 8.1% 5.8% 1.2% 2.5%
Earnings BIT 9,060.00
9,960.00
10,730.00
12,000.00
11,356.00
11,754.00
13,864.00
growth rate 9.9% 7.7% 11.8% -2.7% 1.7% 8.6%
Avg.PE 12.72
12.27
14.90
15.50
15.44
14.36
14.01
13.37
13.57
growth rate -3.5% 21.4% 4.0% -0.4% -3.6% -1.2% -4.6% 1.5%
ROA 0.97
1.02
1.04
1.12
1.09
1.02
1.04
0.96
growth rate 5.2% 2.0% 7.7% -2.7% -3.3% 1.0% -3.9%
ROE 17.69
18.23
17.85
18.41
17.90
16.38
16.09
14.30
growth rate 3.1% -2.1% 3.1% -2.8% -4.3% -0.9% -5.7%
ROIC 12.90
13.24
11.12
10.21
growth rate 2.6% -16.0% -8.2%
Leverage 18.17
17.50
16.77
16.21
16.65
15.50
15.46
14.49
growth rate -3.7% -4.2% -3.3% 2.7% -3.5% -0.1% -3.2%
Balance Sheet Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Oct '15 Jun '16 Oct '16 Jun '17 Oct '17 Jun '18
Acct.Receivable 10,393.00
935.00
7,744.00
1,888.00
1,555.00
10,282.00
1,377.00
9,583.00
1,635.00
12,768.00
1,488.00
growth rate -91.0% 728.2% -75.6% -17.6% 561.2% -86.6% 595.9% -82.9% 680.9% -88.4%
Acct.Payable 401,147.00
433,708.00
459,429.00
489,724.00
533,044.00
576,616.00
617,597.00
615,662.00
growth rate 8.1% 5.9% 6.6% 8.9% 4.0% 3.5% -0.2%
Cur.Assets 85,187.00
97,251.00
99,398.00
94,868.00
124,626.00
120,977.00
124,996.00
130,244.00
growth rate 14.2% 2.2% -4.6% 31.4% -1.5% 1.7% 2.1%
Total Assets 667,899.00
718,859.00
753,857.00
791,451.00
873,446.00
821,040.00
933,001.00
880,625.00
976,318.00
940,853.00
975,165.00
growth rate 7.6% 4.9% 5.0% 10.4% -6.0% 13.6% -5.6% 10.9% -3.6% 3.7%
Cash 13,241.00
12,603.00
20,634.00
19,128.00
19,270.00
325,121.00
14,447.00
347,081.00
23,117.00
388,197.00
22,897.00
growth rate -4.8% 63.7% -7.3% 0.7% 1,587.2% -95.6% 2,302.4% -93.3% 1,579.3% -94.1%
Cur.Liabilities 457,731.00
552,683.00
515,587.00
600,706.00
659,163.00
713,572.00
736,092.00
745,667.00
growth rate 20.7% -6.7% 16.5% 9.7% 4.1% 1.6% 0.7%
Liabilities 630,612.00
677,287.00
708,320.00
742,103.00
820,453.00
773,540.00
872,437.00
827,637.00
912,658.00
883,581.00
907,305.00
growth rate 7.4% 4.6% 4.8% 10.6% -5.7% 12.8% -5.1% 10.3% -3.2% 2.7%
LT Debt 146,112.00
109,510.00
168,417.00
125,074.00
145,403.00
118,866.00
142,988.00
124,543.00
157,744.00
94,744.00
156,604.00
growth rate -25.1% 53.8% -25.7% 16.3% -18.3% 20.3% -12.9% 26.7% -39.9% 65.3%
Equity 36,759.00
41,041.00
44,955.00
48,811.00
52,431.00
47,500.00
60,014.00
52,988.00
63,114.00
57,272.00
67,306.00
growth rate 11.7% 9.5% 8.6% 7.4% -9.4% 26.4% -11.7% 19.1% -9.3% 17.5%
Common Shares 1,553.00
1,647.00
1,662.00
1,663.00
1,714.00
11,168.00
1,743.00
13,325.00
1,776.00
13,733.00
1,802.00
growth rate 6.1% 0.9% 0.1% 3.1% 551.6% -84.4% 664.5% -86.7% 673.3% -86.9%
Cash Flow Statement Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Oct '15 Jun '16 Oct '16 Jun '17 Oct '17 Jun '18
Capital Expenditures 443.00
584.00
642.00
513.00
578.00
1,022.00
1,259.00
938.00
602.00
1,058.00
477.00
growth rate 31.8% 9.9% -20.1% 12.7% 76.8% 23.2% -25.5% -35.8% 75.8% -54.9%
Cash Dividends 4,188.00
3,748.00
4,860.00
5,491.00
6,200.00
3,559.00
5,827.00
3,775.00
6,084.00
4,145.00
5,366.00
growth rate -10.5% 29.7% 13.0% 12.9% -42.6% 63.7% -35.2% 61.2% -31.9% 29.5%
Cash From OA 14,445.00
-2,884.00
-10,666.00
-25,456.00
-34,046.00
18,458.00
-42,344.00
20,038.00
-40,628.00
29,265.00
1,985.00
growth rate -100.0% 0.0% 0.0% 0.0% 100.0% -100.0% 100.0% -100.0% 100.0% -93.2%
FCF per Share 10.74
9.36
-5.40
7.32
-1.06
-1.46
-5.41
3.40
growth rate -12.9% -100.0% 100.0% -100.0% 0.0% 0.0% 100.0%
Sale Purchase of Stock 760.00
744.00
804.00
5,072.00
776.00
34.00
-2,450.00
growth rate -2.1% 8.1% 530.9% -84.7% -95.6% -100.0%
FCF 16,691.00
-4,053.00
5,471.00
3,050.00
6,055.00
17,436.00
-6,329.00
19,100.00
-1,904.00
28,207.00
129.00
growth rate -100.0% 100.0% -44.3% 98.5% 188.0% -100.0% 100.0% -100.0% 100.0% -99.5%
Income Statement Jun '11 Jun '12 Jun '13 Jun '14 Jun '15 Oct '15 Jun '16 Oct '16 Jun '17 Oct '17 Jun '18
Sales 18,117.00
18,621.00
19,730.00
21,570.00
22,680.00
33,079.00
22,361.00
34,856.00
24,291.00
39,122.00
24,821.00
growth rate 2.8% 6.0% 9.3% 5.2% 45.9% -32.4% 55.9% -30.3% 61.1% -36.6%
Op.Income 6,410.00
7,032.00
10,985.00
12,488.00
13,012.00
12,783.00
14,448.00
14,433.00
growth rate 9.7% 56.2% 13.7% 4.2% -0.9% 6.3% -0.1%
IBT 9,057.00
9,964.00
11,997.00
12,602.00
9,648.00
12,365.00
9,923.00
13,665.00
11,382.00
13,420.00
growth rate 10.0% 9.7% 5.0% -23.4% 28.2% -19.8% 37.7% -16.7% 17.9%
Net Income 6,410.00
7,032.00
7,618.00
8,631.00
9,053.00
7,663.00
9,223.00
7,803.00
9,928.00
8,897.00
9,329.00
growth rate 9.7% 8.3% 13.3% 4.9% -15.4% 20.4% -15.4% 27.2% -10.4% 4.9%
EPS 3.93
4.31
4.62
5.19
5.29
5.29
5.59
5.17
growth rate 9.7% 7.2% 12.3% 1.9% 0.0% 2.8% -3.8%
Gross Profit 18,117.00
18,621.00
19,730.00
21,570.00
22,680.00
22,361.00
24,291.00
24,821.00
growth rate 2.8% 6.0% 9.3% 5.2% -0.7% 4.2% 1.1%

Quarterly Statements

Item Name Oct '17 Mar '18 Jun '18 Sep '18 Dec '18
Balance Sheet
Acct.Receivable 6,955.00
1,488.00
1,488.00
7,744.00
7,744.00
growth rate -78.6% 0.0% 420.4% 0.0%
Acct.Payable 612,627.00
615,662.00
615,662.00
619,037.00
619,037.00
growth rate 0.5% 0.0% 0.6% 0.0%
Cur.Assets 119,318.00
130,244.00
130,244.00
122,417.00
122,417.00
growth rate 9.2% 0.0% -6.0% 0.0%
Total Assets 961,930.00
975,165.00
975,165.00
980,430.00
980,430.00
growth rate 1.4% 0.0% 0.5% 0.0%
Cash 23,175.00
22,897.00
22,897.00
22,155.00
22,155.00
growth rate -1.2% 0.0% -3.2% 0.0%
Cur.Liabilities 663,867.00
745,667.00
745,667.00
678,119.00
678,119.00
growth rate 12.3% 0.0% -9.1% 0.0%
Liabilities 895,839.00
907,305.00
907,305.00
911,852.00
911,852.00
growth rate 1.3% 0.0% 0.5% 0.0%
LT Debt 211,160.00
156,604.00
156,604.00
214,227.00
214,227.00
growth rate -25.8% 0.0% 36.8% 0.0%
Equity 65,537.00
67,306.00
67,306.00
68,025.00
68,025.00
growth rate 2.7% 0.0% 1.1% 0.0%
Common Shares 37,002.00
37,535.00
37,535.00
38,283.00
38,283.00
growth rate 1.4% 0.0% 2.0% 0.0%
Cash Flow Statement Oct '17 Mar '18 Jun '18 Sep '18 Dec '18
Capital Expenditures
growth rate
Cash Dividends 1,199.00
1,661.50
1,661.50
1,661.50
1,661.50
growth rate 38.6% 0.0% 0.0% 0.0%
Cash From OA 579.00
5,639.00
5,639.00
5,639.00
5,639.00
growth rate 873.9% 0.0% 0.0% 0.0%
Sale Purchase of Stock
growth rate
FCF
growth rate
Income Statement Oct '17 Mar '18 Jun '18 Sep '18 Dec '18
Sales 6,439.00
5,799.00
5,799.00
growth rate -3.4% 0.0%
Op.Income 3,882.50
3,312.50
3,312.50
3,312.50
3,312.50
growth rate -14.7% 0.0% 0.0% 0.0%
IBT 3,487.50
3,206.00
3,206.00
3,206.00
3,206.00
growth rate -8.1% 0.0% 0.0% 0.0%
Net Income 2,453.00
2,299.50
2,299.50
growth rate -2.1% 0.0%
Gross Profit 6,439.00
5,799.00
5,799.00
growth rate -3.4% 0.0%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.

Growth Grade

Historical Growth Grade:

E (21.03)

YOY Growth Grade:

E (30.29)

Click on buttons above for detailed yearly growth rates.

Market Ratios

Profitability Ratios

Liquidity Ratios

Efficiency Ratios

Value Price

PE and EPS

Historical Current Forward
PE 14.79 15.20 13.25
EPS / Growth 2.5% 4.96 3.6%

Value Price & Investment Recovery Time

Read more about Stock2Own value price in Stock Market: Fundamental Analysis.

Equity Growth Rate: 6.5%

Estimates Pessimistic Moderate Optimistic My Numbers
Rate of Return 15.0%
MOS Price % 50 %
Future EPS Growth 2.5% 4.2% 4.2%
Future PE 5.06 12.15 12.15
Future EPS 6.37 7.50 7.50
Value Price
MOS %
7.97
-89.4%
22.52
-70.2%
22.52
-70.2%
MOS Price 3.98 11.26 11.26
IRT 12.75 11.61 11.61

Graham Number:

NOTE: The Graham Number applies only to certain types of stocks in combination with a number of other criteria.

Read more about Graham Number in Stock Market: Fundamental Analysis.

Price Chart

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Risk / Reward Ratios

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